The 623rd meeting of the Central Board of Directors of Reserve Bank of India was held in Mumbai under the Chairmanship of Shri Sanjay Malhotra, Governor.
➡️ The Board reviewed the global and domestic economic scenario, including risks to the outlook.
➡️ The Board deliberated on the annual accounts of the Reserve Bank for the FY 2025-26.
➡️ The gross income of the Bank increased by 26.42 percent over the previous year while the expenditure before risk provisions increased by 27.60 percent.
➡️ The net income, before risk provision and transfer to statutory funds, aggregated ₹3,95,972.10 crore in FY 2025-26 as against ₹3,13,455.77 crore in FY 2024-25.
➡️ The Balance Sheet of the Bank expanded by 20.61 per cent to ₹91,97,121.08 crore as on March 31, 2026.
➡️ The revised Economic Capital Framework (ECF) provides flexibility to maintain the Contingent Risk Buffer (CRB) between the range of 4.5 per cent and 7.5 per cent of the size of the Balance Sheet.
➡️ Taking into consideration the current macroeconomic factors, financial performance of the Bank and maintenance of appropriate risk buffers, the Central Board decided to transfer ₹1,09,379.64 crore towards the CRB for FY 2025-26 as against ₹44,861.70 crore in the previous year, and maintain the CRB at 6.5 per cent of the size of the RBI Balance Sheet.
➡️ The Central Board approved the transfer of surplus of ₹2,86,588.46 crore to the Central Government for the accounting year 2025-26.
