The Reserve Bank of India has released sDQI Scores for the March 2026 Quarter. Let’s have a look at the sDQI scores of public and private sector banks.
What is sDQI score?
The sDQI is a framework developed by RBI to assess the quality of data submitted by banks for supervisory purposes. The index evaluates four important parameters – Accuracy, Timeliness, Completeness, and Consistency. The objective is to ensure that banks comply with the principles laid down in the Master Direction on Filing of Supervisory Returns, 2024.
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The sDQI for SCBs covers 87 SCBs and their key returns (viz. Return on Asset Liability and Off-Balance Sheet Exposures (ALE), Return on Asset Quality (RAQ), Return on Operating Results (ROR), Risk Based Supervision Return (RBS), Liquidity Return (LR), Return on Capital Adequacy (RCA), Central Repository of Information on Large Credits (CRILC) – Main) and microdata submitted for supervisory assessments.
Latest sDQI score
Scheduled Commercial Banks (SCBs)
Parameter
Dec-25
Mar-26
Accuracy
87.9
86.8
Completeness
95.8
96.4
Timeliness
92.7
92.1
Consistency
87.0
87.4
sDQI Score
90.9
90.7
Public Sector Banks (PSBs)
Parameter
Dec-25
Mar-26
Accuracy
88.0
86.2
Completeness
98.8
98.1
Timeliness
90.8
91.5
Consistency
86.4
86.8
sDQI Score
91.0
90.7
Private Sector Banks
Parameter
Dec-25
Mar-26
Accuracy
87.2
85.4
Completeness
97.6
95.5
Timeliness
90.1
88.9
Consistency
87.4
87.5
sDQI Score
90.6
89.3
Foreign Banks
Parameter
Dec-25
Mar-26
Accuracy
88.3
87.8
Completeness
92.9
95.7
Timeliness
94.4
94.6
Consistency
87.1
87.8
sDQI Score
90.7
91.4
Small Finance Banks (SFBs)
Parameter
Dec-25
Mar-26
Accuracy
87.7
86.6
Completeness
100.0
99.3
Timeliness
93.2
89.5
Consistency
86.5
86.4
sDQI Score
91.9
90.4
Change in Overall sDQI Score (Dec-25 to Mar-26)
Bank Group
Dec-25
Mar-26
Change
Scheduled Commercial Banks
90.9
90.7
-0.2
Public Sector Banks
91.0
90.7
-0.3
Private Sector Banks
90.6
89.3
-1.3
Foreign Banks
90.7
91.4
+0.7
Small Finance Banks
91.9
90.4
-1.5
Key Highlights:
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Foreign Banks were the only group to improve their overall sDQI score, rising from 90.7 to 91.4.
Small Finance Banks recorded the largest decline, with their score falling from 91.9 to 90.4.
Private Sector Banks also saw a significant drop, from 90.6 to 89.3.
The overall Scheduled Commercial Banks (SCBs) score declined slightly from 90.9 to 90.7.
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