PhonePe HDFC Bank Credit Card: Features, Benefits, Rewards, Apply Online

PhonePe HDFC Bank Credit Card: PhonePe and HDFC Bank have launched two new RuPay Co-Branded Credit Cards – ‘Ultimo’ and ‘UNO’. These Credit Cards offer accelerated Reward Points on spends made via PhonePe. All details related to these two credit cards are given below.

PhonePe HDFC Ultimo Credit Card Features

Feature	PhonePe HDFC Ultimo Credit Card
Joining/Annual Fee	₹999 + GST
Welcome Cashback	₹999 cashback on UPI via PhonePe
Best For	High spenders who want maximum rewards
Fee Waiver	Not mentioned
Reward on PhonePe Transactions	10% Reward Points on recharge, bills, bookings, etc.
Reward on Top Online Brands	5% on Flipkart, Amazon, Swiggy, Zomato, Uber, Myntra, AJIO
Scan and Pay (UPI Apps)	1% Reward Points
Airport Lounge Access	8 complimentary domestic lounge accesses per year
Fuel Surcharge Waiver	1%
Reward Point Value	1 Reward Point = ₹1

PhonePe HDFC UNO Credit Card Features

Feature	PhonePe HDFC UNO Credit Card
Joining/Annual Fee	₹499 + GST
Welcome Cashback	₹499 cashback on UPI via PhonePe
Best For	Low spenders looking for budget-friendly benefits
Fee Waiver	Spend ₹1 lakh in a year to waive next year’s fee
Reward on PhonePe Transactions	2% Reward Points on recharge, bills, bookings, etc.
Reward on Top Online Brands	1% on Flipkart, Amazon, Swiggy, Zomato, Uber, Myntra, AJIO
Scan and Pay (UPI Apps)	1% Reward Points
Airport Lounge Access	Not available
Fuel Surcharge Waiver	1%
Reward Point Value	1 Reward Point = ₹1