The Government of India has revised the pension for RBI Employees. The revision will be implemented from November 22. This follows the earlier update dated 21st June 2023, wherein the Ministry of Finance approved pension enhancement for pre-1.11.2017 pensioners effective from June 2023.
The first pension revision took place in 2019, granting employees a 10% increase in pension along with Dearness Relief (DR) linked to each of the three wage revisions in 2002, 2007, and 2012. A second revision followed in 2023 with a conversion factor of 1.63 when DR was merged at 6352 index points. Since the latest merger is at 8088 points the conversion factor is 1.43 as explained under.
| Particulars | Details |
|---|---|
| Conversion Factor | 1.43 |
| Explanation | 10% increase in Basic Pension over the last update |
| Dearness Relief (DR) | 21.13% of the revised Basic Pension |
| DR Rule Change | Slab method no longer applicable |
| DR Reference Date | DR figure as on October 25 |
| Gross Pension Formula | (Old Basic Pension × 1.43) + (21.13% of Revised Basic Pension) |
| Effective Date | November 1, 2022 |
| Arrears Payable From | November 2022 |
Pension Conversion Factor details (Oct 2025)
| Step | Calculation | Result |
|---|---|---|
| DA Index (2022) points merged | — | 8088 |
| Previous DA Index (2017) points merged | — | 6352 |
| Difference | 8088 − 6352 | 1736 |
| Slabs Merged | 1736 ÷ 4 | 434 slabs |
| Merger % | 434 × 0.07% | 0.3038 |
| Post-merger BP (if BP = 1) | 1 + 0.3038 | 1.3038 |
| Add 10% Increase | 1.3038 + 0.13038 | 1.43418 |
| Rounded Conversion Factor | — | 1.43 |
434 slabs merged at 0.07% per slab, plus a 10% pension increase → Final conversion factor: 1.43
RBI Pension Calculator
RBI Pension Calculator
Note: DA rates valid as of Oct 2025. Subject to change.
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