Two fraud cases have been registered at Kaimganj Kotwali police station after a complaint by the branch manager of Uttar Pradesh Gramin Bank’s Birahimpur Jagir branch. The cases were registered following a court order. According to the bank, two farmers took Kisan Credit Card (KCC) loans by mortgaging their agricultural land but later sold the land without repaying the loans.
First Case Involves ₹1.43 Lakh KCC Loan
The first case has been filed against Vivek Kumar, son of Badan Singh, a resident of Amrapur Nagla Makoda. On September 8, 2015, he received an agricultural loan of ₹1.43 lakh from the Birahimpur Jagir branch. To get the loan, he mortgaged his agricultural land to the bank and submitted an affidavit promising that he would follow all bank rules and would not sell or transfer the mortgaged land until the loan was fully repaid.
During a bank inspection, it was found that Vivek Kumar had sold part of the mortgaged land to his wife, Renu, and another part to Premvati, wife of Balveer, without taking permission from the bank or clearing the loan. The sale deeds were registered at the Kaimganj Sub-Registrar’s office.
Second Case Involves ₹3.46 Lakh KCC Loan
The second case has been registered against Suryakant, son of Anokhelal, a resident of Fatehpur Farsauli. He took a Kisan Credit Card loan of ₹3.46 lakh on February 2, 2023. Like the first borrower, he also mortgaged his agricultural land and submitted an affidavit agreeing not to transfer the property until the loan was repaid.
The bank claims that Suryakant also sold the mortgaged land without clearing the loan, causing financial loss to the bank.
Bank Approached Court After No Police Action
According to the branch manager, the accused submitted false affidavits and sold the mortgaged properties using fraudulent documents. The bank sent several notices to recover the dues, but no solution was reached. The bank first approached the local police and the Superintendent of Police, but no action was taken.
After this, the branch manager filed an application before the court under Section 173(4) of the Bharatiya Nagarik Suraksha Sanhita (BNSS). Based on the court’s order, the Kaimganj Kotwali police registered cases against the accused under sections related to fraud, forgery, criminal breach of trust, and other offences.
Police Begin Investigation
Police have started investigating both cases. The Station House Officer said that further legal action will be taken after the investigation is completed.
