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Punjab National Bank (PNB) has launched a new savings account scheme – Growth Saving account scheme. Check all details below.
| PARAMETERS | FEATURES |
|---|---|
| Eligibility | Any Individual |
| Minimum Monthly Average Balance (MAB) for Availing Benefits | ₹50,000 |
| Debit Card | RuPay Advantage Select Debit Card Issuance Charges / AMC Charges – NIL AMC waived if yearly average balance equals MAB requirement |
| Debit Card Offers* | • Free OTT Subscription (Prime / JioCinema / Hotstar) • Free Vouchers from BookMyShow, Myntra, Reliance Digital, Decathlon, Kalyan Jewellers, Apollo Pharmacy, Blinkit, etc. • Free Swiggy One (3 Months) & Annual Gaana Membership • Complimentary Gym & SPA Services • Medical Checkup Facility • Domestic & International offers from partner merchants |
| Debit Card Limits | • Cash Withdrawal – ₹1.5 Lakh • Ecom/POS (Combined) – ₹5.0 Lakh • Contactless – ₹5,000 per day |
| Lounge Access | Domestic Airport Lounge – Once per Quarter |
| Cheque Book | 200 cheque leaves free per year |
| Personal Accidental Insurance (PAI) | ₹20 Lakhs |
| Air Accidental Insurance | ₹40 Lakhs |
| Permanent Total Disability (PTD) | ₹20 Lakhs |
| Permanent Partial Disability (PPD) | Up to ₹10 Lakhs (as per GPA schedule) |
| Other PAI-linked Benefits | a) Higher Education – 25% of PA, max ₹5 Lakhs for 2 dependent children (up to 25 yrs) b) Girl Child Marriage Cover – 10% of PA, max ₹10 Lakhs for 2 girl children (18–25 yrs) c) Ambulance Charges – ₹10,000 d) Funeral Expenses – ₹10,000 e) Lost Baggage (Domestic Air Travel) – ₹25,000 |
| PAI Availability | Immediate after account activation; valid up to age 69 |
| RTGS/NEFT/IMPS (Online) Charges | NIL |
| Nomination Facility | Allowed |
| Home Loan / Vehicle Loan Documentation Charges | 25% Waiver* |
| Home Loan / Vehicle Loan Processing Charges | 25% Waiver* |
| Charges for Non-maintenance of MAB | Freebies withdrawn; treated as General Savings Account Charges (if MAB of General SF not maintained): • Rural – ₹500 • Semi Urban – ₹1,000 • Urban/Metro – ₹2,000 |
*Terms and conditions apply
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