PNB Financial Results March 2026

Punjab National Bank has released Financial Results for March 2026. Check important figures and download PDF of financial results.

• Bank registered a Net Profit of ₹16,904 Crore during FY’26 with Y-o-Y growth of 1.6%. The Net Profit for Q4 FY’26 is ₹5,225 Crore as against ₹4,567 Crore for Q4 FY’25 with Y-o-Y growth of 14.4%.
• Operating Profit for FY’26 stood at ₹29,290 Crore registering a Y-o-Y growth of 9.2% over FY’25. Operating Profit increased Y-o-Y by 10.7% to ₹7,500 Crore in Q4 FY’26 as against ₹6,776 Crore in Q4 FY’25.
• Return on Assets (RoA) improved by 4 bps to 1.06% in Q4 FY’26 from 1.02% in Q4 FY’25.
• GNPA ratio improved by 100 bps on Y-o-Y basis to 2.95% as on 31st March’26 from 3.95% as on 31st March’25.
• NNPA ratio improved by 11 bps on Y-o-Y basis to 0.29% as on 31st March’26 from 0.40% as on 31st March’25.
• Provision Coverage Ratio (including TWO) improved by 32 bps on Y-o-Y basis to 97.14% as on 31st March’26 from 96.82% as on 31st March’25.
• Book value per share increased to ₹114.77 during FY’26 from ₹103.36 during FY’25, marking a Y-o-Y growth of 11.0%.
• Earnings per share rose to ₹4.55 in Q4 FY’26 from ₹3.97 in Q4 FY’25, reflecting a Y-o-Y growth of 14.6%.
• Global Business grew by 10.7% on Y-o-Y basis to ₹29.70 Lakh Crore as on 31st March’26 from ₹26.83 Lakh Crore as on 31st March’25.
• Global Deposits registered a growth of 9.2% on Y-o-Y basis to ₹17.11 Lakh Crore as on 31st March’26 from ₹15.67 Lakh Crore as on 31st March’25.
• Global Advances increased by 12.7% on Y-o-Y basis to ₹12.59 Lakh Crore as on 31st March’26 from ₹11.17 Lakh Crore as on 31st March’25.
• RAM Advances grew by 12.1% on Y-o-Y basis to ₹6.76 Lakh Crore as on 31st March’26 from ₹6.03 Lakh Crore as on 31st March’25.
• CD Ratio stood at 73.6% as on 31st March’26 as against 71.3% as on 31st March’25.
• CRAR improved to 17.74% as on 31st March’26, up from 17.01% as on 31st March’25, reflecting an increase of 73 bps.