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J&K Bank Manager arrested for withdrawing over Rs 1.26 crore from dormant bank accounts


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An assistant manager at Jammu and Kashmir Bank, identified as Ishwinder Singh, was arrested in Reasi district’s Pouni on Saturday for allegedly swindling over ₹1.26 crore from dormant bank accounts over the past three years. This was confirmed by a senior police officer, and a case FIR number 10/2024, under section 409 of the IPC, has been registered at Pouni police station against the accused.

Modus Operandi and Discovery of Fraud

According to Reasi district SSP Mohita Sharma, the accused officer’s modus operandi involved discreetly activating dormant accounts and then illegally withdrawing deposited money. This practice went unnoticed for three years, during which an amount of ₹126.34 lakh was illegally withdrawn. The fraud came to light when the accused withdrew an amount from an active account, prompting the account holder to lodge a complaint. A police team, headed by Dy SP Neeraj Padyar, subsequently raided various locations in Jammu.

Arrest and Evading Capture

The accused had evaded arrest for the last month and wrongfully gained the amount, causing a loss of public money worth ₹126.34 lakh through cheating and falsification of accounts. Finally, on specific information, the accused was nabbed from Sainik Colony by the police. This incident serves as a reminder of the importance of vigilant monitoring and oversight to prevent fraudulent activities within financial institutions.

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