During FY 2025–26, Regional Rural Banks (RRBs) have reported strong credit growth. Gross loans outstanding of RRBs increased by 10.3%, from ₹5,24,163 crore in FY 2024–25 to ₹5,78,349 crore in FY 2025–26.
The average achievement against the overall PSL prescribed target of 75% reached 91.7% of Adjusted Net Bank Credit (ANBC).
Agriculture and allied activities remained the largest component of the RRB credit portfolio, with outstanding credit of ₹3.78 lakh crore, constituting 77% of total Priority Sector Lending. Farm credit accounted for nearly 98% of agricultural lending, thereby supporting crop cultivation, allied agricultural activities and investment in the rural economy
Credit to the MSME sector stood at ₹66,978 crore (13.6% of total PSL), reaffirming the pivotal role of RRBs in supporting rural entrepreneurship and employment generation. Over 95% of MSME lending was directed towards micro enterprises, reflecting the RRBs’ focus on financing first-generation entrepreneurs, self-employed individuals, artisans, and small business units in rural and semi-urban areas. Within MSME lending, the services sector accounted for the largest share, followed by manufacturing enterprises and Khadi & Village Industries.
RRBs extended credit of ₹3.49 lakh crore to weaker sections, reaffirming their commitment to financial inclusion and equitable access to institutional credit.
