
As per the sources and confirmation from bank union, it is expected that Punjab National Bank may soon introduce a new transfer policy for officers. Please tell us in the comment section what you think about this new transfer policy. We will update you if we receive any new update on this transfer policy. Please join our whatsapp group to stay updated. Click here to join our WhatsApp group.

Punjab National Bank is an Indian public sector bank based in New Delhi. It was founded in May 1894 and is the third-largest public sector bank in India in terms of its business volumes, with over 180 million customers, 12,248 branches, and 13,000+ ATMs.
What is the new transfer policy?
As per the new transfer policy, Officers working in Punjab National Bank will be posted for 3 years in a branch, 6 years in a circle and 9 years in a Zone. Typically each state has one zone that covers all the branches in that state. So, after 9 years, officers will have to move out of state.
What was the earlier or existing transfer policy?
As per the existing transfer policy, officers are posted for 3 years in a branch and 6 years in a district. After 6 years, officers are transferred out of district.
Will this new transfer policy be beneficial for PNB?
Yes, this new policy is already in implementation in various banks and can prove to be very useful for PNB.
- There is huge staff shortage in some districts of PNB. This transfer policy can address this issue.
- Majority of the staff in Banks don’t take promotion due to fear of transfer. If this transfer policy gets implemented then staff may take transfer. As majority of staff does not take transfer, the bank is losing the top talent in senior scales. This transfer policy can address this issue.
- This new transfer policy will also weaken bank union as the local staff will get transferred.
Will new transfer policy have impact on PNB employees?
The new transfer policy may have a significant impact on the employees working in PNB. Some of the employees have genuine medical problems and familial responsibilities and don’t want to move out of their town. Some employees even leave promotion to fulfill their family responsibilities.
The most important effect will be on female employees. Right now, females are working in large numbers in public sector banks. Females have to fulfil responsibilities of employee and at the same time they have to manage their homes and children. This is the main reason that majority of women in banks don’t take promotion. They just want to stay with their family. Right now, it’s not clear what the PNB management has in store for female employees. The exact policy and effects will be outlined only after the new transfer policy gets released.
There is one more important issue that PNB management will have to solve with the implementation of this new policy i.e. posting of staff. The bank management will have to do a lot of hard work in posting the staff. For example: Bank should try to post employees from North India in hindi spoken states and like that. In case, employees from North India get posted in South India and vice-versa then it may have a negative impact on bank performance.
We will update you if we receive any new update on this transfer policy. Please join our whatsapp group to stay updated. Click here to join our WhatsApp group.
It is not as mentioned.We have more than four zone in North East,North,East and West
First we need to understand why Bank employee don’t want promotion। work culture of PSU banks is posionous। Hence implication of this transfer policy is just JABARDASTI to take promotion, which will lead to disaster।
Employees are performing everywhere in every circles. Results are very visible in financial results. It is the management who is a hurdle in banks growth. 1st Management could not solve the IT problems. Still there are lot of issues of server in branches. Plenty of issues in Banks mobile app and other issues . Customer’s queries does not being addresses through their spsd portal, it’s ridiculous. Due to new account opening portals their onboarding to new customers are slowed down. Credit uptake slowed down due to their PLPs . Credit policy is not at par with sbi or any other psu or leading pvt sector Banks…then how business will grow spontaneously??? Staff transfer will address these issues? Waah Management!!
Well said sir so many questions from u remain unanswered from management specially IT issues
This transfer policy will badly impact on the staff who have some medical problems or family responsibilities. If they will be transferred they will not think for the bank and lastly profitability of the bank will hamper. Local employees have close touch with local valuables customer which gives profitability to the bank.
This policy for weak our loved institution PNB and harassment of hard workers of PNB
Already in the banking sector staff facing the pressure/challenges from round the corner especially officers…if management wants the optimum utilisation of staff members, first provide the conducive working condition in our beloved organisation…
Bank has forgotten Humanity. We are not Machines that can be placed and switched on anywhere, anytime and start working. This is conspiracy and fishy move to pull down our Bank from number one position.
Bank is doing good thing. Union leader are enjoying comfort and all other are just punished in local transfer also. People sitting in one city for years. Previous transfer policy of circle change also not implemented till date . Any leader may please tell us reason that why only leader are getting higher mark in PAF. Getting best branch of city where business target are easy.
Worst policy, if get implemented, bank will suffer
If proposed transfer policy is beneficial
How other peer banks are also doing same level of business as PNB
This policy is proposed upto scale 3 only
where as several AGM’s and DGM’s are posted in same zone for years together
Introspect
In Banking service you have to take promotion and transfer under normal circumstances. For female Staff ,banks have already a robust policy.
Most important reason for not taking promotion of an officer is family responsibilities. Everyone wants to see his/her family after hectic work day which is always there in banks. But if management thinks by transferring these officers they can get more output, they are wrong. Rather than focussing on pure banking, reducing stress from officer employees and improving work life balance (like private MNCs), the management of this bank is bringing such a policy which will only raise the problems of officer employee of this bank. Weird HR people and management.
Sir
I think Policy to be implemented in true sprite with only exception of critical medical Ground of family and below one year child females and above 55 staff
Stafff shortage will not be addresed with this move…ony recruitment can address that problem. This transfer policy wil only hit the morale negatively
This will lead to lots of volunteer for VRS and bank will loose lots of experienced staff. This will create a gap between experience and young josh. This will be proved as disaster. I think they dont want progress of bank but they want to privatisation of bank.
It’s not good for PNB ana PNB Employee. Due to this policy PNB Bank going to downward ⬇️. Bank given Low profit.
The present day transfer policies of banks are deeply rooted in British Systems. They never wanted authorities to get stabilised. With CBS in banks, there is no question of new learning. The concept of mobility for the sake of mobility is very wrong. Transfer policy, fear of Disciplinary Actions, fear of CR getting spoiled, and fear of denial of promotion charge sheets for so called non performance, are the five hanging swords, which actually kill the performance of officers. Such policies create scale mismatch, branch mis match, and deny life planning to the officers. Promotion or no promotion is the choice of officer.
yes
I would like to bring to your attention the pressing issue of harassment faced by female officers in Indian Public Sector Banks, particularly in institutions such as Punjab National Bank (PNB). Although these banks operate under the control of the Union Government of India, they implement diverse transfer policies that disrupt employees’ creativity and family lives.
Recently, a new transfer policy has been introduced with the following stipulations:
Officers will be posted for 3 years in a branch, 6 years in a circle, and 9 years in a zone before being transferred to another zone.
The issues with this policy are manifold and are outlined below:
Issues:
-In the case of PNB, zones encompass two states, creating logistical challenges.
-PNB management is attempting to enforce this policy immediately, without providing employees adequate time to prepare. Over 8,000 employees, including many women, are affected.
-The Union Government promotes women’s empowerment, yet these policies force female employees to consider leaving their jobs.
-Female employees must balance professional responsibilities with managing their homes and children.
-Many women in banks avoid promotions due to inflexible transfer policies.
-The academic year has already commenced, with parents having purchased textbooks, uniforms, and paid school fees. The majority of CBSE schools have announced the first examination dates.
-Implementing this policy would require children to switch schools, causing:
.Significant adjustment periods
.The need to purchase new textbooks and uniforms
.Difficulty securing admissions in quality schools
.Adverse impacts on children’s education and mental well-being
-Female employees face compounded stress from fulfilling both professional and familial duties.
Impact of These Issues:
Increased Voluntary Retirement Scheme (VRS) uptake, leading to the loss of experienced and capable staff.
Higher employee leave rates, negatively affecting business operations.
Financial strain on employees due to relocation expenses.
Disruption of family life if spouses and children reside in different locations.
Heightened health and mental stress due to work pressure and personal issues.
Increased resignation rates and decreased interest in banking careers.
A demotivated workforce, resulting in reduced business productivity and profitability.
Recommendations for Implementing New Policies:
Introduce flexible transfer policies for female staff and consider genuine medical or family cases for exemptions.
Establish multiple zonal offices and increase the number of circle offices in each state, similar to the State Bank of India (SBI).
Ensure that union leaders do not receive exceptions to transfer policies, promoting equality among all staff.
Provide additional perks and accommodation facilities for employees transferring out of their home states.
The government should implement a common transfer policy for all public sector banks.
Implement common policies post the merging plans of public sector banks.
It is crucial to remember that people work to live, not live to work. Unfortunately, most public sector banks do not provide flexible transfer policies for their staff, leading to numerous challenges and dissatisfaction.
Moderator , Please remove my above comment