How much loan Banks sanctioned to MSME, Agriculture; Check Car and Home Loan Amount

Do you know how much loan banks provide to small businesses, farmers, and individual borrowers? Banks sanction thousands of crores every year to MSMEs and the agriculture sector, while also offering home loans and car loans to the public. Let’s know the loan amounts sanctioned across different sectors as of 31 December 2025.

Sector	31 Dec 2025 (Rs. cr)
I. Bank Credit (II + III)	20322515
II. Food Credit	87972
III. Non-food Credit	20234543
1. Agriculture and Allied Activities	2509224
2. Industry (Micro and Small, Medium and Large)	4413257
2.1. Micro and Small	1020007
2.2. Medium	422441
2.3. Large	2970809
3. Services	5654179
3.1. Transport Operators	253187
3.2. Computer Software	42275
3.3. Tourism, Hotels and Restaurants	96721
3.4. Shipping	10457
3.5. Aviation	51012
3.6. Professional Services	210379
3.7. Trade	1300841
3.7.1. Wholesale Trade1	708140
3.7.2. Retail Trade	592701
3.8. Commercial Real Estate	590850
3.9. Non-Banking Financial Companies (NBFCs)	1865190
3.9.1. Housing Finance Companies (HFCs)	352976
3.9.2. Public Financial Institutions (PFIs)	291503
3.10. Other Services	1233266
4. Personal Loans	6648250
4.1. Consumer Durables	22569
4.2. Housing (Including Priority Sector Housing)	3256351
4.3. Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)	163243
4.4. Advances to Individuals against share, bonds, etc.	10194
4.5. Credit Card Outstanding	294068
4.6. Education	152789
4.7. Vehicle Loans	714631
4.8. Loans against gold jewellery	382706
4.9. Other Personal Loans	1651698
Priority Sector (Memo)
(i)     Agriculture and Allied Activities	2554979
(ii)    Micro and Small Enterprises	2755699
31. Dec,2025	679642
(iv)   Housing	1028285
(v)    Educational Loans	77388
(vi)   Renewable Energy	11323
(vii)  Social Infrastructure	1277
(viii)  Export Credit	10749
(ix)   Others	42822
(x)    Weaker Sections including net PSLC- SF/MF	2001782