YES Bank Q4 Results 2025: Net Profit Rs.738 Crore, Download PDF
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YES Bank has announced its financial results for the fourth quarter ending March 31, 2025, showing a strong growth in profit and overall performance.
The bank reported a net profit of ₹738.12 crore, which is a 63.7% increase compared to ₹451.9 crore in the same quarter last year. This impressive rise in profit was mainly driven by higher interest income, lower provisions, and better asset quality.
Income Growth: Interest and Other Income Increase
During the January–March quarter (Q4), YES Bank’s total income rose to ₹9,355.4 crore, slightly higher than ₹9,015.8 crore in the same period last year.
- Interest income increased to ₹7,616.1 crore, compared to ₹7,447.2 crore a year ago.
- Other income (such as from fees and services) also saw growth, rising to ₹1,739.3 crore from ₹1,568.6 crore.
Improved Operational Efficiency
The bank’s operating profit before provisions stood at ₹1,314.4 crore, up from ₹902.5 crore in Q4 last year.
At the same time, provisions and contingencies (funds set aside for bad loans or potential losses) dropped significantly to ₹318.1 crore, down from ₹470.9 crore last year. This reduction in provisions helped boost the bank’s net profit.
Asset Quality Improves
YES Bank also showed improvement in asset quality — a key indicator of how well a bank manages its loans.
- Gross Non-Performing Assets (NPAs) were reported at ₹3,935.6 crore.
- The gross NPA ratio improved to 1.6%, slightly better than 1.7% last year.
- Net NPAs stood at ₹800 crore, with the net NPA ratio falling to 0.3%, from 0.6% a year earlier.
This shows that the bank has been successful in recovering and managing its stressed loans.
Full-Year FY25 Performance
For the entire financial year 2024-25 (FY25), YES Bank posted a net profit of ₹24,058.6 crore, which is almost double the ₹12,510.8 crore profit it reported in FY24. This strong annual performance highlights the bank’s steady recovery and growth.
YES bank is able to make fake and fraud accounts. Yes is known for parking only Black money from known culprits
YES bank is able to make fake and fraud accounts. Yes is known for parking only Black money from known culprits
Where is the profit coming from??
I know how YES is making fools of our Government and finance department is not showcasing the transparency. All are given or already received big fat envelopes at their home and farmhouse.
Stop fooling economy…
YES Bank had been in trouble for years and now fooling Nation with fake and fraud accounts.. The Bank is able to fool with numbers on page The day will come very soon with more trouble for Bank itself and Banking sector.
It was already decided by management for declaring profit figures in the range of 700 to 800crores.
Bank should scrap account book. Government Finance department has to do careful deep investigation.