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With the introduction of the Unified Payments Interface (UPI), the process of making payments has become significantly more convenient, eliminating the need to visit a bank and endure long queues. Individuals now have the ability to utilize UPI for both minor and substantial transactions. Nevertheless, there is a lack of clarity among many regarding the specific limits imposed by their respective banks when it comes to UPI transactions.
UPI Limit on Famous Banks
| Bank Name | UPI Transaction Limit | UPI Daily Limit |
| State Bank of India | ₹1,00,000 | ₹1,00,000 |
| Federal Bank | ₹1,00,000 | ₹1,00,000 |
| HDFC Bank | ₹1,00,000 | ₹1,00,000 |
| Axis Bank | ₹1,00,000 | ₹1,00,000 |
| YES Bank | ₹1,00,000 | ₹1,00,000 |
| ICICI Bank | ₹1,00,000 | ₹1,00,000 |
UPI Limit on Apps
| UPI Application | UPI Transaction Limits |
| Amazon Pay | ₹1,00,000 per day (Up to ₹5,000 only in the first 24 hours of registration with Amazon Pay UPI) |
| PhonePe | ₹1,00,000 per day |
| Paytm | ₹1,00,000 per day |
| Google Pay | ₹1,00,000 per day |
Bank wise UPI Limit: Complete List
| Bank name | UPI transaction limit | UPI daily limit |
|---|---|---|
| Abhyudaya Co-Operative Bank | 25000 | 25000 |
| Adarsh Co-Op Bank Ltd | 50000 | 50000 |
| Aditya Birla Idea Payments Bank | 100000 | 100000 |
| Airtel Payments Bank | 100000 | 100000 |
| Allahabad Bank | 25000 | 100000 |
| Allahabad UP Gramin Bank | 20000 | 40000 |
| Andhra Bank | 100000 | 100000 |
| Andhra Pradesh Grameena Vikas Bank | 25000 | 100000 |
| Andhra Pragathi Grameena Bank | 10000 | 20000 |
| Apna Sahakari Bank | 100000 | 100000 |
| Assam Gramin VIkash Bank | 5000 | 25000 |
| Axis Bank | 100000 | 100000 |
| Bandhan Bank | 100000 | 100000 |
| Bank Of Baroda | 25000 | Not set |
| Bank of India | 10000 | 100000 |
| Bank of Maharashtra | 100000 | 100000 |
| Baroda Gujarat Gramin Bank | 25000 | Not set |
| Baroda Rajasthan Kshetriya Gramin Bank | 25000 | 25000 |
| Baroda Uttar Pradesh Gramin Bank | 25000 | 25000 |
| Bassein Catholic Co-Op Bank | 20000 | 40000 |
| Bhilwara Urban Co Operative Bank LTD | 25000 | 25000 |
| Bihar Gramin Bank | Mergerd with DBGB | |
| Canara Bank | 100000 | 100000 |
| Catholic Syrian Bank | 100000 | 100000 |
| Central Bank of India | 100000 | 100000 |
| Chaitanya Godavari Grameena Bank | 25000 | 100000 |
| Chhattisgarh Rajya Gramin Bank | 25000 | 100000 |
| Citibank Retail | 100000 | 100000 |
| City Union Bank | 100000 | 100000 |
| COASTAL LOCAL AREA BANK LTD | 50000 | 100000 |
| Corporation Bank | 50000 | 100000 |
| DBS Digi Bank | 100000 | 100000 |
| DCB Bank | 5000 | 5000 |
| Dena Bank | 100000 | 100000 |
| Dena Gujarat Gramin Bank | NA (Merged) | |
| Deutsche Bank AG (Web Collect) | NA | |
| Dhanlaxmi Bank Ltd | 100000 | 100000 |
| Dombivali Nagrik Sahakari Bank | 100000 | 100000 |
| Equitas Small Finance Bank | 25000 | 100000 |
| ESAF Small Finance Bank | 100000 | 100000 |
| Federal Bank | 100000 | 100000 |
| FINO Payments Bank | 100000 | 100000 |
| G P Parsik Bank | 100000 | 100000 |
| HDFC | 100000 (RS 5000 for new customer) | 100000 |
| Himachal Pradesh Gramin Bank | 50000 | 50000 |
| HSBC | 100000 | 100000 |
| Hutatma Sahakari Bank Ltd | 100000 | No limit |
| ICICI Bank | 100000 | 100000 |
| IDBI Bank | 100000 | 100000 |
| IDFC | 100000 | 100000 |
| India Post Payment Bank | 25000 | 50000 |
| Indian Bank | 100000 | 100000 |
| Indian Overseas Bank | 50000 | 100000 |
| IndusInd Bank | 100000 | 100000 |
| J&K Grameen Bank | 20000 | 20000 |
| Jalgaona Janata Sahkari Bank | 100000 | 100000 |
| Jammu & Kashmir Bank | 20000 | 20000 |
| Jana Small Finance Bank | 10000 | 40000 |
| Janta Sahakari Bank Pune | 100000 | 100000 |
| Jio Payments Bank | 100000 | 100000 |
| Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd | 25000 | 200000 |
| Karnataka Bank | 100000 | 200000 |
| Karnataka Vikas Grameena Bank | 25000 | 25000 |
| Karur Vysaya Bank | 100000 | 100000 |
| Kashi Gomti Samyut Gramin Bank | 100000 | 100000 |
| Kaveri Grameena Bank | 25000 | 25000 |
| Kerala Gramin Bank | 20000 | 20000 |
| Kotak Mahindra Bank | 100000 | 100000 |
| Langpi Dehangi Rural Bank | 10000 | 100000 |
| Madhya Bihar Gramin Bank | 25000 | 100000 |
| Maharashtra Grameen Bank | 25000 | 100000 |
| Maharashtra State Co-Op Bank | 5000 | 50000 |
| Malwa Gramin Bank (Bank merged with Punjab Gramin Bank) | 10000 | 25000 |
| Manipur Rural Bank | 10000 | 10000 |
| Maratha Co-Op Bank | 100000 | 100000 |
| Meghalaya Rural Bank | 100000 | 100000 |
| Mizoram Rural Bank | 25000 | 100000 |
| NKGSB Co-Op. Bank Ltd | 20000 | 40000 |
| Oriental Bank of Commerce | 100000 | 100000 |
| Paschim Banga Gramin Bank | 5000 | 25000 |
| Paytm Payments Bank | 100000 | 100000 |
| Pragathi Krishna Gramin Bank | 20000 | 20000 |
| Prathama Bank | 10000 | 50000 |
| Punjab and Maharastra Co-Op Bank | 100000 | 100000 |
| Punjab and Sind Bank | 10000 | 10000 |
| Punjab Gramin Bank | 10000 | 25000 |
| Punjab National Bank | 25000 | 50000 |
| Purvanchal Bank | 25000 | 100000 |
| Rajasthan Marudhara Gramin Bank | 25000 | 25000 |
| Rajkot Nagari Sahakari Bank Ltd | 100000 | 100000 |
| Samruddhi Co-Op Bank Ltd | 100000 | 100000 |
| Sarva Haryana Gramin Bank | 50000 | 100000 |
| Sarva UP Gramin Bank | 50000 | 100000 |
| Saurashtra Gramin Bank | 20000 | 100000 |
| Shree Kadi Nagarik Sahakari Bank Ltd | 100000 | 100000 |
| South Indian Bank | 100000 | 100000 |
| Standard Chartered | 100000 | 100000 |
| State Bank of India | 100000 | 100000 |
| Suco Souharda Sahakari Bank | 100000 | 100000 |
| Suryoday Small Finance Bank Ltd | 100000 | 100000 |
| Suvarnayug Sahakari Bank Ltd | 100000 | 100000 |
| Syndicate Bank | 10000 | 100000 |
| Tamilnadu Mercantile Bank | 100000 | 100000 |
| Telangana Gramin Bank | 25000 | 100000 |
| Telangana State Co-Operative Apex Bank | 10000 | 100000 |
| Thane Bharat Sahakari Bank | 100000 | 100000 |
| The Cosmos Co-Operative Bank LTD | 10000 | 50000 |
| The A.P. Mahesh Co-Operative Urban Bank | 25000 | 25000 |
| The Ahmedabad District Co-Operative Bank Ltd | 10000 | 25000 |
| The Ahmedabad Mercantile Co-Op Bank Ltd | 100000 | 100000 |
| The Andhra Pradesh State Co-Operative | 10000 | 100000 |
| The Baroda Central Co-Operative Bank Ltd | 15000 | 100000 |
| The Gujarat State Co-Operative Bank Limited | 50000 | 100000 |
| The Hasti Co-operative Bank Ltd | 100000 | 100000 |
| The Kalyan Janta Sahkari Bank | 100000 | 100000 |
| The Lakshmi Vilas Bank Limited | 100000 | 100000 |
| The Mahanagar Co-Op. Bank Ltd | 25000 | 50000 |
| The Malad Sahakari Bank Ltd | 10000 | 50000 |
| The Mehsana Urban Co-Operative Bank | 100000 | 100000 |
| The Municipal Co-Op Bank Ltd | 5000 | 50000 |
| The Muslim Co-Operative Bank Ltd | 100000 | 100000 |
| The Nainital Bank Ltd | 20000 | 40000 |
| The Ratnakar Bank Limited | 25000 | 25000 |
| The Saraswat Co-Operative Bank | 100000 | 100000 |
| The Surat People’s Co-Op. Bank Ltd | 25000 | 100000 |
| The Sutex Co-Op Bank | 100000 | 100000 |
| The SVC Co-Operative Bank Ltd | 10000 | 20000 |
| The Thane Janta Sahakari Bank Ltd (TJSB) | 100000 | 100000 |
| The Udaipur Mahila Samridhi Urban Co-Op Bank Ltd | 100000 | 100000 |
| The Udaipur Mahila Urban Co-Op Bank Ltd | 100000 | 100000 |
| The Urban Cooperative Bank Ltd Dharangaon | 20000 | 25000 |
| The Varachha Co-Op Bank Ltd | 20000 | 40000 |
| The Vijay Cooperative Bank Ltd | 20000 | 200000 |
| The Vishweshwar Sahakari Bank Ltd | 100000 | 100000 |
| Tripura Gramin Bank | 10000 | 10000 |
| UCO Bank | 100000 | 100000 |
| Ujjivan Small Finance Bank Limited | 50000 | 100000 |
| Union Bank of India | 100000 | 200000 |
| United Bank of India | 25000 | 60000 |
| Uttarakhand Gramin Bank | 25000 | 100000 |
| Vananchal Gramin Bank | 20000 | 20000 |
| Vasai Vikas Co-Op Bank Ltd | 100000 | 100000 |
| Vijaya Bank | 25000 | 50000 |
| YES Bank | 100000 | 100000 |
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