The State Bank of India (SBI) has released the financial results for Q3FY26. SBI reported a net profit of Rs.21,028 crore for the December quarter. In this article, we will have a look at some of the important data of SBI. This is part 1 of the Data. Part 2 will be released soon.
Share of Domestic Advance
As of December 2025, SBI sanctioned Rs.39,90,176 crore and maximum loans were sanctioned to the retail segment, followed by the corporate segment. 41.70% of loans were sanctioned to the Retail segment, 33.42% of loans were sanctioned to corporates, 15.05% to SME, and 9.83% to Agriculture.
Sector
Share (%)
Retail
41.70
Corporate
33.42
SME
15.05
Agriculture
9.83
Segment
Dec 2025 (in Rs.cr)
Retail Personal
16,63,759
Agri
3,92,139
SME
6,00,714
Corporate
13,33,564
Domestic Advances
39,90,176
Foreign Offices Advances
6,93,332
Total Whole Bank Advances
46,83,508
Now, if we talk about the retail segment, then in this segment, maximum loans were sanctioned in the home loan category. As of December 2025, the outstanding amount of home loans was Rs.9,08,971. The outstanding and NPA of retail loans are given below.
Loan Segment
O/S (₹ in Crores)
GNPA (%)
Home Loans
9,08,971
0.63
Auto Loans
1,37,047
0.42
Xpress Credit
3,65,378
1.09
Personal Gold Loans
85,909
0.05
Other P Seg Loans
1,66,454
0.59
Loans Sanctioned by SBI to Different Sectors
Sector
Outstanding Amount (₹ crore)
% Share
Infrastructure
3,93,202
9.85
└─ of which: Power
2,29,473
5.75
└─ Telecommunication
23,913
0.60
└─ Roads & Ports
97,713
2.45
└─ Other Infrastructure
42,102
1.06
Services
5,83,059
14.61
Iron & Steel
70,568
1.77
Aviation & Airports
23,610
0.59
Tourism & Hotels
10,058
0.25
Textiles
41,346
1.04
Petroleum & Petrochemicals
80,567
2.02
Engineering
47,781
1.20
Comm. Real Estate
69,672
1.75
Other Industries
6,14,416
15.40
Home Loans
9,08,971
22.78
Auto Loans
1,37,047
3.43
Other Retail Loans
6,17,741
15.48
Agriculture
3,92,139
9.83
Total Domestic Advances
39,90,176
100.00
International Banking: SBI sanctioned Loans to which country?
On the international aspect, SBI sanctioned maximum loans to the USA, followed by the UK. The loan share of each country is given below.
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Geography
Loan Portfolio Share (%)
USA
26
UK
17
Hong Kong
9
GIFT City (India)
9
Bahrain
8
UAE
7
Singapore
6
Japan
5
Germany
3
Sydney
3
Others
7
Deposit Growth
Particulars
Dec 2025 (Rs. cr)
Current Account Deposits (CA)
3,14,434
Saving Bank Deposits (SA)
18,25,292
CASA Deposits
21,39,726
Term Deposits (TD)
33,28,126
Domestic Deposits
54,67,852
Foreign Offices Deposits
2,33,457
Total Deposits
57,01,309
Income Earned by SBI
SBI earned Rs.8,404 crore in Fee Income.
SBI earned Rs.1,633 crore as Loan Processing Charges.
SBI earned Rs.1,096 crore as commission on Government Business.
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