Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	76,781	84,463	91,518	98,083	101,460	107,391	112,868	117,469	118,242	121,045	124,654	126,997	125,729
Interest	41,931	45,232	49,366	53,451	58,045	62,955	68,092	70,644	71,701	73,619	77,397	78,227	78,266
Expenses	42,328	49,208	56,498	59,965	49,080	59,365	62,635	65,418	53,996	62,709	64,890	74,438	59,496
Financing Profit	-7,478	-9,977	-14,346	-15,334	-5,665	-14,930	-17,858	-18,593	-7,455	-15,283	-17,634	-25,668	-12,034
Financing Margin %	-10%	-12%	-16%	-16%	-6%	-14%	-16%	-16%	-6%	-13%	-14%	-20%	-10%
Other Income	17,743	30,320	35,701	38,769	30,873	36,865	33,103	47,445	33,883	42,758	43,200	52,565	41,263
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	10,265	20,342	21,355	23,436	25,208	21,936	15,245	28,852	26,428	27,474	25,566	26,897	29,229
Tax %	27%	26%	27%	22%	26%	25%	26%	25%	26%	26%	25%	26%	26%
Net Profit	7,796	15,297	15,888	18,769	19,094	16,648	11,598	22,203	20,094	20,565	19,484	20,379	22,121
EPS in Rs	8.21	16.53	17.34	20.27	20.77	18.04	12.40	23.96	21.65	22.17	21.12	21.96	23.76

Profit & Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	189,062	207,974	220,633	230,447	228,970	253,322	269,852	278,115	289,973	350,845	439,189	490,938	498,424
Interest	121,479	133,179	143,047	149,115	146,603	155,867	161,124	156,010	156,194	189,981	259,736	300,943	307,509
Expenses	82,198	96,675	109,985	145,666	169,065	166,104	172,909	192,821	197,349	204,303	239,750	252,043	261,534
Financing Profit	-14,614	-21,879	-32,399	-64,334	-86,697	-68,649	-64,181	-70,715	-63,570	-43,439	-60,297	-62,049	-70,619
Financing Margin %	-8%	-11%	-15%	-28%	-38%	-27%	-24%	-25%	-22%	-12%	-14%	-13%	-14%
Other Income	37,882	49,315	52,828	68,193	77,557	77,365	98,159	107,222	117,000	122,534	155,386	172,406	179,786
Depreciation	1,942	1,581	2,252	2,915	3,105	3,496	3,662	3,711	3,691	3,696	3,849	3,991	0
Profit before tax	21,326	25,855	18,177	945	-12,245	5,220	30,317	32,796	49,739	75,399	91,240	106,365	109,167
Tax %	32%	32%	30%	141%	-66%	41%	40%	26%	27%	25%	25%	26%
Net Profit	14,807	17,832	13,019	-97	-3,749	3,351	21,140	23,888	37,183	57,750	69,543	80,523	82,550
EPS in Rs	18.99	22.76	15.75	0.30	-5.11	2.58	22.15	25.11	39.64	62.35	75.17	86.91	89.01

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	747	747	776	797	892	892	892	892	892	892	892	892
Reserves	146,624	160,641	179,816	216,395	229,429	233,603	250,168	274,669	304,696	358,039	414,047	486,144
Deposits	1,838,852	2,052,961	2,253,858	2,599,811	2,722,178	2,940,541	3,274,161	3,715,331	4,087,411	4,468,536	4,966,537	5,439,898
Borrowing	223,760	244,663	361,399	336,366	369,079	413,748	332,901	433,796	449,160	521,152	639,610	610,857
Other Liabilities	185,573	240,149	276,472	288,391	294,860	299,676	339,364	420,926	518,719	605,796	712,669	775,938
Total Liabilities	2,395,556	2,699,161	3,072,321	3,441,760	3,616,439	3,888,460	4,197,486	4,845,615	5,360,878	5,954,415	6,733,756	7,313,730
Fixed Assets	10,223	12,924	15,415	51,189	42,035	39,941	39,608	41,600	41,032	45,880	46,072	47,716
CWIP	337	400	786	695	925	762	470	116	28	66	42	41
Investments	579,401	673,507	807,375	1,027,281	1,183,794	1,119,270	1,228,284	1,595,100	1,776,490	1,913,108	2,110,548	2,205,601
Other Assets	1,805,595	2,012,329	2,248,746	2,362,594	2,389,685	2,728,487	2,929,123	3,208,798	3,543,328	3,995,361	4,577,093	5,060,371
Total Assets	2,395,556	2,699,161	3,072,321	3,441,760	3,616,439	3,888,460	4,197,486	4,845,615	5,360,878	5,954,415	6,733,756	7,313,730

Shareholding Pattern

Parameters	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Jul 2025
Promoters	57.50%	57.49%	57.47%	57.49%	57.49%	57.54%	57.54%	57.51%	57.43%	57.43%	57.42%	55.50%
FIIs	10.09%	9.89%	10.36%	10.72%	10.91%	11.09%	11.15%	10.71%	10.27%	9.94%	9.33%	9.98%
DIIs	25.36%	25.20%	24.83%	24.36%	24.15%	23.96%	23.61%	23.96%	24.79%	24.92%	25.54%	27.08%
Government	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.14%	0.14%	0.14%	0.14%	0.14%
Public	7.03%	7.40%	7.30%	7.41%	7.40%	7.37%	7.67%	7.67%	7.35%	7.54%	7.56%	7.30%
No. of Shareholders	27,97,196	29,93,298	29,48,536	30,29,116	30,47,685	31,50,350	36,13,127	37,91,512	37,19,913	38,26,549	37,54,459	37,30,671