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Punjab National Bank is offering Big discount on retail loans products – Car Loan, Home Loan, Personal Loan, Mortgage Loan.
PNB has launched “PNB Retail Loan Campaign – PNB Utsav Festivities 2026” from 01.10.2026 to 31.12.2026. The campaign aims to achieve Rs 24,825 Cr of fresh sanctions under the Retail Loan as follows:
- Rs 10,000 Crore for Home Loan
- Rs 5,000 Crore for Car Loan
- Rs 4,000 Crore for Mortgage Loans (including Top-up)
- Rs 2,000 Crore for Personal Loan
- Rs. 3,825 Crore for other Retail Loans
The campaign has been launched in view of major festivals such as Navratri/ Durga Puja, Dussehra, Diwali, Guru Nanak Jayanti and Christmas.
PNB Utsav Festivities 2026 – Fees Waiver Table
PNB is offering attractive benefits on its retail loans. The bank has waived the processing fees on selected home and car loans during the campaign period. This can provide significant savings for customers, as processing and other charges can add to the overall cost of taking a loan.
| Product | Parameter | Existing Service Charges* | Service Charges During Campaign |
|---|---|---|---|
| Home Loan | Upfront Fees / Processing Fees | 0.35% of the loan amount Minimum – ₹2,500/- Maximum – ₹15,000/- | Full waiver |
| Home Loan | Takeover of Loan | ₹2,500/- | Full waiver |
| Home Loan | Documentation Charges | ₹1,350/- (irrespective of loan amount) | Full waiver |
| Car Loan | Upfront Fees / Processing Fees | 0.25% of the loan amount Minimum – ₹1,000/- Maximum – ₹1,500/- | Full waiver |
*Exclusive of GST. For borrowers covered under PNB Pride, Upfront/Processing Fee and Documentation Charges are NIL.
PNB is also providing gifts to its employees for sourcing loan leads. Top performing employee in each Circle will be awarded Gift Vouchers worth Rs 5,000/- along with the certificate”.
PNB Customers can visit the nearest PNB branch for more details.
