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Welcome to the latest update on the top UPI app for January 2024! In this report, we will reveal the leading UPI app based on its performance and popularity during the month. According to the data, PhonePe has emerged as the top UPI app for January 2024. With a commanding market share and impressive transaction numbers, PhonePe has solidified its position as the preferred choice for UPI transactions. As the UPI ecosystem continues to grow, it will be interesting to see how these apps evolve and compete in the coming months.
Top UPI Apps
| Application Name | Customer Initiated Transactions | |
| Volume (Mn) | Value (Cr) | |
| PhonePe | 5734.54 | 9,06,793.76 |
| Google Pay | 4442.86 | 6,35,945.58 |
| Paytm Payments Bank App | 1442.41 | 1,64,333.33 |
| Cred | 108.86 | 38,229.82 |
| Axis Bank Apps | 13.31 | 2,775.63 |
| Amazon Pay | 59.48 | 6,288.95 |
| ICICI Bank Apps | 28.93 | 12,995.05 |
| FAM | 36.62 | 418.33 |
| HDFC Bank Apps | 25.05 | 5,458.04 |
| BHIM | 29.98 | 8,778.61 |
| Kotak Mahindra Bank Apps | 28.24 | 4,981.01 |
| 26.08 | 2,132.83 | |
| Yes Bank Apps | 23.01 | 11,585.54 |
| Bajaj Finserv | 19.87 | 2,737.66 |
| Airtel Payments Bank Apps | 13.24 | 902.32 |
| Groww | 9.41 | 6,540.35 |
| State Bank of India Apps | 6.10 | 2,425.87 |
| Samsung Pay | 5.73 | 518.32 |
| IDFC Bank Apps | 5.47 | 1,448.50 |
| Federal Bank Apps | 5.33 | 674.05 |
| Mobikwik | 5.19 | 1,625.48 |
| Jupiter | 4.97 | 665.54 |
| India Post Payments Bank Apps | 4.69 | 461.95 |
| Deutsche Bank Apps | 3.89 | 294.60 |
| Standard Chartered Bank Apps | 2.61 | 195.77 |
| RBL Bank Apps | 3.15 | 739.53 |
| Canara Bank Apps | 2.62 | 758.31 |
| slice | 2.01 | 407.98 |
| Jio Payments Bank Apps | 1.51 | 137.62 |
| Punjab National Bank Apps | 1.32 | 335.60 |
| Indian Bank Apps | 1.29 | 311.48 |
| SLICE | 1.26 | 41.97 |
| Omnicard | 1.15 | 37.16 |
| Bank of Baroda Apps | 1.14 | 505.93 |
| Union Bank Apps | 1.11 | 451.70 |
| Navi | 0.96 | 54.50 |
| Gokiwi | 0.74 | 105.76 |
| DBS Digibank Apps | 0.70 | 252.85 |
| Karnataka Bank Apps | 0.67 | 144.11 |
| AU Small Finance Bank Apps | 0.66 | 259.49 |
| Central Bank of India Apps | 0.63 | 150.41 |
| Shriram One | 0.59 | 31.86 |
| FIFEDERAL | 0.47 | 57.15 |
| BPAYWALLET | 0.43 | 88.49 |
| MBK | 0.39 | 57.77 |
| South Indian Bank Apps | 0.33 | 105.23 |
| Bank of India Apps | 0.29 | 108.18 |
| Fino Payments bank Apps | 0.29 | 31.67 |
| INDIE – Indus Ind | 0.25 | 42.84 |
| UCO Bank Apps | 0.21 | 76.62 |
| HSBC Bank Apps | 0.20 | 117.97 |
| Tamilnad Mercantile Bank Apps | 0.12 | 32.85 |
| Indian Overseas Bank Apps | 0.11 | 29.92 |
| Ultracash | 0.08 | 5.95 |
| Citi Bank Apps | 0.08 | 79.39 |
| Digikhata | 0.08 | 30.34 |
| TataNeu | 0.08 | 11.48 |
| City Union Bank Apps | 0.08 | 25.49 |
| IDBI Bank Apps | 0.08 | 42.31 |
| Jupiter Edge (LivQuick PPI) | 0.05 | 14.71 |
| Karur Vysya Bank Apps | 0.04 | 15.23 |
| NSDL Payments Bank Apps | 0.04 | 5.77 |
| Bank of Maharashtra Apps | 0.04 | 8.06 |
| DHANI | 0.04 | 2.71 |
| PAYTMWALLET | 0.03 | 3.11 |
| MakeMyTrip | 0.03 | 15.48 |
| Equitas Small Finance Bank Apps | 0.03 | 23.19 |
| Timepay | 0.03 | 0.33 |
| Allahabad Bank Apps | 0.03 | 6.51 |
| Other Apps | 0.13 | 31.46 |
| DBDC Apps | 0.80 | 46.45 |
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