Payments made by Govt to Beneficiaries via DBT, Check State Wise Data

Direct Benefit Transfer (DBT) has been a significant achievement of the Government of India. Through DBT, citizens are receiving money of various welfares schemes directly in their bank accounts. For example – PM Kisan Samman Nidhi payment was recently released directly in the bank accounts of citizens. DBT has helped in improving transparency as now, all the money is credited in the bank accounts of beneficiaries without need of any middlemen.

Earlier, when the government gave money to people through different schemes, the process was long and complicated. The money had to go through many hands, and by the time it reached the common people, only a small part was left. Many people didn’t get their full benefit because of middlemen and delays. Because of DBT, the government has saved around ₹4,31,138 crore (till the year 2023–24). This means that money is no longer being lost in the process and is going to the right people.

The total funds disbursed through DBT under various schemes during FY 2024-25:

States	Total Amount (in Rs.)	Total No. of Beneficiary Transactions
ANDAMAN AND NICOBAR ISLANDS	1,151,530,164	1,140,013
ANDHRA PRADESH	59,143,894,043	103,692,749
ARUNACHAL PRADESH	14,261,765,919	4,031,241
ASSAM	89,049,082,056	76,850,048
BIHAR	339,189,514,228	311,504,966
CHANDIGARH	1,471,870,438	3,198,537
CHHATTISGARH	138,891,275,588	82,549,021
DAMAN AND DIU	568,505,550	308,371
DELHI	165,037,502,892	36,884,352
GOA	292,318,322	64,320
GUJARAT	175,897,798,909	102,314,595
HARYANA	165,045,124,086	96,121,251
HIMACHAL PRADESH	41,633,155,307	23,399,635
JAMMU AND KASHMIR	40,493,338,015	24,844,341
JHARKHAND	199,627,488,386	115,022,512
KARNATAKA	95,081,809,626	76,270,044
KERALA	64,289,378,143	44,151,804
LADAKH	1,305,291,424	695,295
LAKSHADWEEP	304,349,467	75,459
MADHYA PRADESH	215,327,943,299	175,495,240
MAHARASHTRA	398,134,256,353	179,882,105
MANIPUR	14,816,439,347	9,838,686
MEGHALAYA	17,650,977,132	7,463,743
MIZORAM	9,201,305,636	5,146,782
NAGALAND	6,426,959,943	3,449,562
ODISHA	146,640,694,904	107,375,590
PUDUCHERRY	10,526,130,796	10,359,575
PUNJAB	98,243,060,352	106,364,061
RAJASTHAN	148,107,363,393	111,406,120
SIKKIM	1,508,082,836	1,513,377
TAMIL NADU	151,586,308,451	210,762,134
TELANGANA	120,859,585,545	163,564,477
DADRA AND NAGAR HAVELI AND DAMAN AND DIU	660,748,796	264,963
TRIPURA	21,084,662,084	11,452,240
UTTAR PRADESH	587,059,005,419	460,081,465
UTTARAKHAND	23,136,367,738	26,589,802
WEST BENGAL	101,868,895,562	165,313,564
Grand Total	36,65,57,37,80,150	2,85,94,42,040

A total of 2,85,94,42,040 Direct Benefit Transfer (DBT) transactions have been successfully credited into beneficiary accounts so far, with the total amount reaching a massive ₹36,65,57,37,80,150. This clearly shows how DBT has become a powerful tool to deliver government benefits directly to the public.

While this system has made life easier for common people by ensuring that money goes directly into their bank accounts, it has also increased the workload on bank staff, especially in rural and semi-urban branches.

First, customers visit the bank to complete KYC and to activate DBT for various government schemes. Once the money is credited, many of them return again — often standing in long queues — to withdraw the funds. For banks, especially in crowded branches, this means more time spent handling routine tasks like identity verification, cash withdrawals, and answering customer queries.

Although DBT is a big step forward in improving transparency and reducing corruption, there is now a growing need to support banks with more staff and better infrastructure so they can manage the rising footfall and serve customers more efficiently.