Indian Overseas Bank customers can download Housing Loan Interest Certificate on DigiLocker
Indian Overseas Bank (IOB) has launched a new digital service that allows customers to download their Housing Loan Interest Certificate directly from DigiLocker, making banking more convenient and accessible. This feature eliminates the need to visit a branch, allowing customers to retrieve their loan interest certificates easily from the DigiLocker app or website.
How to Download the Housing Loan Interest Certificate on DigiLocker
Customers can follow these simple steps to get their certificate instantly:
- Open the DigiLocker app or visit the DigiLocker website.
- Log in using your credentials.
- Navigate to Indian Overseas Bank under the listed services.
- Enter your Housing Loan Account Number and select the required Financial Year.
- Download the Housing Loan Interest Certificate instantly.
This initiative is part of IOB’s ongoing commitment to digital innovation, providing a seamless and secure banking experience.
Bank’s Commitment to Digital Banking
Speaking about the new service, Shri Ajay Kumar Srivastava, MD & CEO of Indian Overseas Bank, stated:
“At IOB, we are committed to enhancing our digital offerings to provide a seamless banking experience. The integration of Housing Loan Interest Certificate downloads on DigiLocker is a step forward in making banking more accessible, secure, and convenient for our customers. We will continue to introduce more such digital solutions in the future.”
More Financial Documents Now Available on DigiLocker
With this launch, IOB has made four key financial documents available on DigiLocker:
- Housing Loan Interest Certificate (New)
- Savings Account Statement
- Loan Account Statement
- Form 16 for Depositors
These digital services make document retrieval faster, easier, and more secure, reducing the need for physical paperwork and supporting environmental sustainability.
DigiLocker: A Step Towards Digital India
DigiLocker, an initiative under the Digital India program, provides a secure way to store and access important documents anytime, anywhere. By integrating with DigiLocker, IOB ensures that customers can retrieve their financial documents conveniently, saving time and effort.
About Indian Overseas Bank (IOB)
Founded on February 10, 1937, by Shri M.Ct.M. Chidambaram Chettyar, Indian Overseas Bank was among the 14 major banks nationalized in 1969. Today, IOB has a strong domestic presence with 3,322 branches, 3,503 ATMs, and 9,041 business correspondents. It also operates internationally in Singapore, Hong Kong, Thailand, and Sri Lanka, serving over 41 million customers.
For the financial year ending March 31, 2024, IOB reported:
- Operating Profit: ₹6,764 crores
- Net Profit: ₹2,656 crores
For the nine months ending December 31, 2024, the bank’s performance stood at:
- Operating Profit: ₹6,071 crores
- Net Profit: ₹2,284 crores
With its continuous focus on digital transformation, Indian Overseas Bank is redefining customer experience by making banking simpler, faster and more efficient.