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IBPS SO is one of the most sought after exams in India. Banks offer a good salary to Specialist Officers (SO) selected through IBPS SO Exam. Today, in this article, we will have a look at the latest salary slip of IBPS SO. The IBPS SO Salary Slip 2025 gives a complete picture of how much a Specialist Officer earns, including the latest basic pay, allowances and monthly benefits. Understanding the salary structure helps candidates know the real value of the job, not just the basic pay but also the various perks that significantly increase the in-hand amount. IBPS SO officers receive attractive allowances such as DA, HRA, Special Allowance, Learning Allowance and employer’s contribution to pension, which together make the job financially rewarding.
IBPS SO Salary Slip 2025
| Constituents | Amount (₹) |
|---|---|
| Basic Pay | 48,480.00 |
| Dearness Allowance | 10,277.76 |
| Special Allowance Basic | 12,847.20 |
| Special Allowance DA | 2,723.61 |
| Learning Allowance | 850.00 |
| Learning Allowance DA | 180.20 |
| House Rent Allowance | 4,848.00 |
| CCA / LOC A | 2,300.00 |
| Contributory Pension (Employer) | 8,226.00 |
| Gross Salary | 90,732.77 |
| Deductions | 14,302.00 |
| Net Salary | 76,430.77 |
IBPS SO Allowances, Perks and Benefits
- Leased Accomodation Facility
- Medical Insurance
- Loan Benefits
- Leave Travel Concessions (LTC)
- Conveyance (Petrol) Allowance
Leased Accomodation Facility
The bank pays the rent for the house or flat an officer takes on lease at the place of posting. The amount depends on the city category and the bank’s policy. Specialist Officers usually receive around Rs 11,000 to Rs 13,000 in non-metro cities, while in metro cities the benefit is generally around Rs 20,000. The exact amount can vary from bank to bank.
Medical Insurance
Bank Officers receive medical insurance coverage of Rs 5 lakh. They can avail cashless treatment up to this limit at any hospital that is part of the bank’s empanelled network across India.
Loan Benefits
Banks offer loans to their officers at a much lower interest rate compared to the general public. Currently, officers can avail loans at 5.5% simple interest, making it significantly more affordable than regular market rates.
Leave Travel Concessions (LTC)
Officers are eligible for Leave Travel Concession (LTC), under which the bank pays for their travel every two or four years, depending on the applicable rules. This benefit allows officers to visit different locations at the bank’s expense.
Conveyance (Petrol) Allowance
The bank provides officers with a fuel allowance equal to the cost of 60 litres of petrol per month for official work.
Writer forgets to add few things:–
1. Bank management gives you salary at the cost of lot of stress.
2. No leave will be allowed what so ever may be the reason.
3. Employee has to bear transfer policy without any exception.
4. Employee has to bear unparliamentary language if he fails to achieve targets set by management.
5. There is no time limit for working hours.
6. Sunday’s and holidays are at the mercy of management. Even he may be called on religious or national holidays.
7. So on …