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IBPS PO vs LIC AAO Salary Comparison, Who pays more Salary?

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IBPS PO and LIC AAO – both are highly coveted jobs in India. In this article, we will compare the salaries of both IBPS PO and LIC AAO.

Salary ComponentIBPS PO Salary 2025LIC AAO Salary 2025
Basic PayRs. 48,480Rs. 88,635.00
Dearness Allowance (DA)Rs. 10,277.76Rs. 13,635.39
Closing AllowanceRs. 1,500โ€”
City Compensatory Allowance (CCA)Rs. 1,200โ€”
Special AllowanceRs. 12,847.20โ€”
Learning AllowanceRs. 850โ€”
DA on Special AllowanceRs. 2,723.61โ€”
DA on Learning AllowanceRs. 180.20โ€”
Cadre Special Allowanceโ€”Rs. 8,900.00
House Rent Allowance (HRA)โ€”Rs. 6,204.45
Transport Allowanceโ€”Rs. 3,300.00
Gross Monthly Salary / IncomeRs. 78,058 (approx.)Rs. 1,20,674.84

The basic pay of an IBPS Probationary Officer is around โ‚น48,480. In addition to this, officers receive Dearness Allowance, Special Allowance, City Compensatory Allowance (CCA), Learning Allowance, and other applicable allowances. After adding all these components, the gross monthly salary of an IBPS PO comes to around โ‚น78,000. There may be slight variations depending on the city of posting, but overall the salary remains in this range.

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Now, let us look at the LIC AAO salary. The basic pay of a LIC Assistant Administrative Officer is significantly higher, at around โ‚น88,635. Along with this, LIC AAOs receive Dearness Allowance, Cadre Special Allowance, House Rent Allowance (HRA), and Transport Allowance. After including all these allowances, the gross monthly salary of an LIC AAO comes to around โ‚น1.20 lakh.

The LIC AAO salary is approximately โ‚น40,000 higher per month than the IBPS PO salary. Both the basic pay and the allowances are much stronger in the case of LIC AAO, making it a higher-paying option from a salary perspective.

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Hellobanker Team

Hellobanker.in is India's leading banking and finance news portal. Our expert team covers banking policies, RBI updates, financial markets, and investment insights.
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