HDFC Bank mistakenly transferred Rs.21 lakh to another customer’s account, Now he is not ready to repay it

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HDFC Bank mistakenly transferred Rs 21 lakh into the account of another customer who is found to be living in the United Kingdom. A police complaint was filed by the HDFC Bank, Mansa Devi Complex, Sector 5, Panchkula, after they said that the person into whose account they had mistakenly transferred Rs 21 lakh was not responding to their repeated queries and intimation. The bank said that the student had a savings and a current account in their bank and it was due to a technical glitch in the server that the money got transferred into his account.

According to Sushil Kumar, station house officer (SHO) of the Mansa Devi Complex police station, the probe into the case has started and they will soon approach the embassy in the UK through the government. Kumar said, “We will scrutinise all the passport and visa details from the Chandigarh regional passport office and inform the embassy in the UK so that his details can be circulated everywhere.”

“The probe found out that the 23-year-old youth studies in the United Kingdom. We enquired from his father, who stays here in MDC and works as an executive engineer with the Himachal Pradesh government, but he said he has disowned his child,” the SHO said. The police said that the bank account was opened on the guarantee of the father, as per documents obtained by them.

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The SHO said, “The incident happened in October last year and we have been informed by the bank authorities that they were first conducting investigations at their own level and later they complained to us by the end of last month when the money was not returned. When they saw that the boy was untraceable, the bank authorities met his father but nothing transpired.”

“There are several gaps in the statement of the father as well. After we interrogated, now the father also says that he has disowned his child along with the fact that the youth has spent the money as well,” he added.

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36 COMMENTS

    • Very Good very vey good..If i am he, I will spent or donate the money to orphanage, or Turkey incident..Who knows it will be a Black Money, I myself think it will include Black Money ..How or how One Human trying harder for saving money that much it is somehow imposible.. its too much money for just saving..

    • Human errors can sometimes happen that does not mean we become insensitive towords the bank employees.They do support the customers who get into bank frauds .I strongly the money should be returned to the bank .

  1. Father also accountable.. If son not paying, attach salary, PF, assets of father till money coming back. Because father earnings naturally transferring to son. No need for enquiry. Father duping to protect his son

    • It’s absolutely fault of pvt. Bank staff. Let bank pay penalty for mistake. Bank each staff from top to bottom surving due to our deposit. Mr. Chirag rightly mentioned,If some customer would have mistakingly transferred the money, the bank would not help at all and ask the customer to fight on their own. Why Govt of India will waste money and time for a private bank. It’s bank problem. Let them recover from staff salaries.

      • What illogical logic… No one took the money. The bank staff did the mistake.. how there recover from the error account is Bank’s headache. The actual owner of the amount should not suffer aave be compensated first.
        Punish the errored staff. Recover the money from boy or father and penalised then..
        It shows how irresponsible the parents are and what they are teaching their kids.. shame on father.

    • Now bank has sent money so police will do effort to UK embessy,but someone froud with aam public thn nobody at all do nthg.This hpnd with my brother but no responce or any update by ploce

    • It is an unsolicited credit given by the Bank without due checking and he is bound to repay on his own. Both father and major son are individuals and unless it is a joint account and both of them jointly and severally have loan exposure to Bank, father service cannot be terminated

    • What happened to Vijay mallya and nirav modi etc etc people loot public money but government or police very slow and dragging case very long years. Here whose mistake let them face and why should his father or son should face. Due to Bank careless handling customer money who will put penalty for bank. Son should not give money to Bank instead of he should donate to poor public people in India…

    • Why should Father pay money to bank . It’s very big mistake from the bank side who pay 21 lacks without any cross check ..

  2. If some customer would have mistakingly transferred the money, the bank would not help at all and ask the customer to fight on their own.

  3. एचडीएफसी बैंक के साथ ऐसा ही होना चाहिए क्यों की बैंक द्वारा या बैंक कर्मचारी द्वारा बैंक में संचालित खाते की जानकारियां अन्यत्र दी जाती हैं और जिससे इस बैंक के खाता धारकों को लगता हैं बैंक द्वारा ही फोन आया हैं और जो उनके स्कैम में फस जाता है उसके खाते को खाली कर दिया जाता हैं ये बैंक की मिलीभगत से ही संभव होता हैं

  4. In India we don’t have any strong regulations and TBI…banks will not folllow….please deposit give salary in cash…..if you keep some cash and bank closed you will get maximum salary is 5 lac…..customers are kings….but inside loot customers

  5. Absolutely brilliant. I wanna this to happen to d bank. It happened to me where I lost 25k due to some fraudulence n I lodged police complaint n gave d details to d bank abt d one who did fraud from my account n provided detailed transaction report but bank did nothing n told me that v can’t help u in this regard n v can’t claim from another bank.

    I left it to God n now am happy that d same bank has suffered this loss.

  6. We know the fact, globally everyone is in crises, and 21 lakh rupees is peanut for anyone in Britain. For this young boy it was like all his prayers have been accepted by God and he got the bonus directly into his account. Youngster takes no time to spend it. Its all the banks mistake and stop harassment if any and focus on those who have looted the banks and the nation, try to get that back first.

  7. Why hdfc has not blocked the customer account immediately..after they realised the transfer error…due to this lack the amount got spent from that account… accountability is hdfc only…

  8. I wonder why our youth is behaving like this forgetting the ethics and culture!
    If this young man noticed the surplus fund in his account he should have intimated it to the bank.
    It is the responsibility of the bank to trace out and reimburse the amount to the real account holder.
    However the father has nothing to do other than correcting his son from behaving dishonestly.
    The bank administration is responsible and rectify their mistake.

  9. Legally speaking:
    There is no such thing as guarantee to open the account. It can be only an introduction. But that does not make father liable.
    The son has to repay the amount. The law says you cannot enrich yourself at the cost of others mistake. There is a decade old Supreme Court judgement in a case where a Bank had credited TT amount twice wrongly instead of once and the recipient had refused it is banks mistake .

  10. 1) If any of us try to transfer money to some one account and found some name mismatch or account number mismatch then automatically our transaction get cancelled. Here i am wandering how it got transferred.

    2) Many of the times ban ATM will not having money, so we will go and withdrew from other bank then also we need to pay charger after certain limit. Who will pay our petrol or auto charges again and aging visiting ATM for single withdrew.

    3) There are many Influenced people who take loan and fall under default, no action will yake against them

    4) How fast they took action in this case that to bankers mistake

    5) let this person pay the full amount after some months or year then bank will learn something

  11. Always be honest in Life so no one can be sufferer. For example if some amount errorneously debited from one’s account naturally one has to querry from the bank, likewise surplus amount in anybody account must be querried. Hence it’s my personal opinion that amount must be repaid to bank to make good culture for society. his

  12. A sum of Rs 6000 was paid to Airtel money transfer from my account without my knowledge. No OTP are any message received by me. After fighting vigorously with SBI and Airtel money I (senior citizen of 83 years) gave up the fight as both culprits refused to help me. (Viswanathan).

  13. A sum of Rs 6000 was paid to Airtel money transfer from my account without my knowledge. No OTP are any message received by me. After fighting vigorously with SBI and Airtel money I (senior citizen of 83 years) gave up the fight as both culprits refused to help me. (Viswanathan). This not duplicate comment. I am making this first time. Like bankers Airtel money u are also a cheat

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