UPI

Best UPI App in March 2025: PhonePe or Google Pay or SBI YONO, Which is the Top UPI App?

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UPI is said to be the biggest innovation in the banking sector in India. UPI has made banking transactions easier and faster. There are a lot of UPI apps in the market that you can easily download and use for payment. As per the official data released by NPCI, PhonePe is the top UPI app in India and Google Pay is just behind it. PhonePe processed 8,647.78 million transactions worth Rs.12,57,075.54 crore in March 2025. Google Pay processed 6,596.76 million transactions worth Rs.8,66,568.18 crore in the same month. Let’s have a look at how other UPI apps performed in the month of March 2025.

UPI Apps (Mar’25)
Sr.No.Application NameCustomer Initiated TransactionsB2C TransactionsB2B TransactionsTotal
Volume (Mn)Value (Cr)Volume (Mn)Value (Cr)Volume (Mn)Value (Cr)Volume (Mn)Value (Cr)
1Phone Pe #8,647.7812,57,075.540.000.000.000.008,647.7812,57,075.54
2Google Pay #6,596.768,66,568.180.000.000.000.006,596.768,66,568.18
3Paytm #1,221.121,32,912.040.000.000.000.001,221.121,32,912.04
4Navi #324.4218,018.650.000.000.000.00324.4218,018.65
5super.money #171.755,933.080.000.000.000.00171.755,933.08
6Axis Bank Apps20.265,015.47125.504,948.620.012.43145.789,966.53
7Cred #144.8255,091.220.000.000.000.00144.8255,091.22
8Amazon Pay #111.0610,606.660.000.000.000.00111.0610,606.66
9FamApp by Trio #89.941,099.280.000.000.000.0089.941,099.28
10ICICI Bank Apps65.4114,804.720.0113.652.211,878.5767.6316,696.94
11Whatsapp #66.234,958.250.000.000.000.0066.234,958.25
12HDFC Bank Apps46.6311,782.5614.305.370.011.9760.9411,789.90
13Kotak Mahindra Bank Apps57.057,737.140.000.000.000.0057.057,737.14
14BHIM #46.139,540.090.000.000.000.0046.139,540.09
15Yes Bank Apps43.589,369.600.010.120.4419.1344.039,388.85
16Mobikwik #29.804,414.000.000.000.000.0029.804,414.00
17Airtel Payments Bank Apps21.631,487.830.000.020.000.0421.631,487.89
18Slice #17.412,069.290.000.000.000.0217.412,069.31
19India Post Payments Bank Apps16.581,941.730.000.000.000.0016.581,941.73
20IDFC Bank Apps14.392,478.070.147.960.010.0514.532,486.08
21State Bank of India Apps12.613,418.040.000.000.000.0012.613,418.04
22RBL Bank Apps12.381,714.220.000.010.2027.4612.591,741.69
23Groww #11.637,009.630.000.000.000.0011.637,009.63
24Bajaj Finserv #9.661,892.010.000.000.000.009.661,892.01
25Samsung Pay #8.95642.730.000.000.000.008.95642.73
26Pop Club #8.53449.950.000.000.000.008.53449.95
27Jupiter Money #6.49958.520.000.000.000.006.49958.52
28Federal Bank Apps4.75869.770.000.000.000.004.75869.77
29Flipkart UPI #4.72257.820.000.000.000.004.72257.82
30Jio Payments Bank Apps4.08318.200.000.000.000.004.08318.20
31Canara Bank Apps3.75975.910.000.000.000.003.75975.91
32Deutsche Bank Apps3.61531.920.000.000.000.123.62532.05
33Punjab National Bank Apps3.38898.950.000.000.000.003.38898.95
34Fi Money #3.25434.160.000.000.000.003.25434.16
35Timepay #3.0737.660.000.000.000.003.0737.66
36Bank of Baroda Apps2.11588.950.000.000.000.002.11588.95
37IndusInd Bank Apps2.04346.000.000.000.000.002.04346.00
38Shri Ram One #1.75116.770.000.000.000.001.75116.77
39Jammu and Kashmir Bank Apps1.75261.450.000.000.000.001.75261.45
40Omni Card1.5986.510.000.000.000.001.5986.51
41Central Bank of India Apps1.57268.000.000.000.000.001.57268.00
42Kiwi #1.41213.930.000.000.000.001.41213.93
43Suryoday Bank Apps1.24174.220.000.000.024.711.26178.92
44Bharat Pe #1.0768.670.000.000.000.001.0768.67
45DBS Digibank Apps1.02228.730.000.000.011.481.02230.21
46HSBC Bank Apps0.99224.310.010.320.000.211.00224.84
47Ind Money #0.95436.800.000.000.000.000.95436.80
48Aditya Birla Capital Digital #0.8839.970.000.000.000.000.8839.97
49One Card #0.82973.000.000.000.000.000.82973.00
50Digikhata0.80258.580.000.000.000.000.80258.58
51Union Bank Apps0.72241.090.000.000.000.000.72241.09
52South Indian Bank Apps0.68204.880.000.000.000.000.68204.88
53Indian Bank Apps0.64176.180.000.000.000.000.64176.18
54AU Small Finance Bank Apps0.59174.060.000.000.000.000.59174.06
55Fino Payments Bank Apps0.5863.840.000.000.000.000.5863.84
56Standard Chartered Bank Apps0.31140.790.000.000.195.670.50146.46
57UCO Bank Apps0.44110.340.000.000.000.000.44110.34
58Tata Neu #0.38111.950.000.000.000.000.38111.95
59ESAF Small Finance Bank Apps0.3840.780.000.000.000.000.3840.78
60Salary Se #0.3618.230.000.000.000.000.3618.23
61Bank of India Apps0.2786.100.000.000.000.000.2786.10
62Indian Overseas Bank Apps0.2660.290.000.000.000.000.2660.29
63Karnataka Bank Apps0.2557.710.000.000.000.010.2557.72
64Kredit.Pe #0.1926.430.000.000.000.000.1926.43
65Money View #0.1818.990.000.000.000.000.1818.99
66Dhani0.178.440.000.000.000.000.178.44
67Spice Money0.1612.870.000.000.000.000.1612.87
68Rapipay0.1417.080.000.000.000.000.1417.08
69IDBI Bank Apps0.1345.740.000.000.000.000.1345.74
70Ultracash #0.118.670.000.000.000.000.118.67
71Niyo Global #0.1154.390.000.000.000.000.1154.39
72True Balance0.103.410.000.000.000.000.103.41
73Karur Vysya Bank Apps0.0933.660.000.000.000.000.0933.66
74City Union Bank Apps0.0931.310.000.000.000.000.0931.31
75Tamilnad Mercantile Bank Apps0.0829.480.000.000.000.000.0829.48
76Genwise #0.0728.340.000.000.000.000.0728.34
77Freo #0.053.870.000.000.000.000.053.87
78NSDL Payments Bank Apps0.045.540.000.000.000.000.045.54
79Cheq0.032.430.000.000.000.000.032.43
80Bank of Maharashtra Apps0.039.110.000.000.000.000.039.11
81Punjab Sind Bank Apps0.039.190.000.000.000.000.039.19
82Others2.08247.740.000.000.187.192.26254.93