Important News for Bank of India Customers! Old Cheque Book will not work

Bank of India (BOI) has issued a customer advisory regarding changes to its Positive Pay System (PPS) for cheques of Rs. 50,000 and above.

According to the advisory, cheques issued from old cheque books without an alphanumeric code will not be honoured after December 31, 2026.

The bank has requested customers to apply for new or fresh cheque books immediately to avoid any inconvenience while making payments through cheques.

What Has Bank of India Said?

In its customer advisory, Bank of India has informed customers that old cheques without an alphanumeric code will not be accepted after December 31, 2026.

The advisory specifically applies to cheques of Rs. 50,000 and above under the Positive Pay System (PPS).

Customers are advised to obtain new cheque books so that they can continue using cheque payment services smoothly.

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What Is the Positive Pay System?

The Positive Pay System is a security feature used to help prevent cheque-related fraud. Under this system, customers provide important cheque details to their bank before the cheque is presented for payment.

These details generally include the cheque number, date, amount and beneficiary’s name. The bank verifies the submitted information when the cheque is presented for clearing.

What Should Bank of India Customers Do?

Bank of India customers who still have old cheque books without an alphanumeric code should apply for fresh cheque books as soon as possible.

Customers should also check the details of their existing cheque books and contact their home branch if they need any clarification regarding the new requirement.

The bank has advised customers to take action before December 31, 2026, to avoid problems with cheque payments.

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