Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	18,256	19,778	20,966	22,163	23,613	24,732	25,521	26,510	26,527	26,887	27,135	27,869	27,475
Interest	10,598	11,384	12,242	13,810	14,664	15,498	16,236	16,966	17,004	17,720	17,765	18,245	18,231
Expenses	8,442	9,598	8,817	10,041	7,978	7,962	8,012	9,365	9,367	8,686	8,096	9,673	8,844
Financing Profit	-784	-1,204	-93	-1,688	971	1,271	1,273	179	156	480	1,274	-49	400
Financing Margin %	-4%	-6%	-0%	-8%	4%	5%	5%	1%	1%	2%	5%	-0%	1%
Other Income	2,948	3,697	3,669	5,601	4,209	4,221	4,281	5,102	4,799	5,926	4,614	6,223	4,869
Depreciation	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Profit before tax	2,165	2,493	3,576	3,912	5,180	5,492	5,554	5,281	4,954	6,406	5,889	6,175	5,269
Tax %	28%	26%	37%	28%	37%	35%	35%	37%	27%	26%	22%	19%	21%
Net Profit	1,583	1,853	2,264	2,812	3,272	3,572	3,625	3,328	3,642	4,751	4,623	5,011	4,428
EPS in Rs	2.32	2.71	3.31	4.11	4.79	4.82	4.89	4.36	4.77	6.22	6.06	6.56	5.80

Profit & Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	29,394	32,164	32,316	32,817	32,952	34,314	37,479	69,311	68,230	81,163	100,376	108,417	109,365
Interest	21,467	23,640	23,894	23,776	23,471	23,896	25,837	44,112	40,178	48,033	63,364	70,733	71,960
Expenses	8,829	9,498	10,349	13,871	21,181	19,019	21,166	36,270	32,264	36,155	32,422	34,738	35,299
Financing Profit	-902	-973	-1,928	-4,830	-11,700	-8,601	-9,523	-11,071	-4,213	-3,024	4,590	2,946	2,106
Financing Margin %	-3%	-3%	-6%	-15%	-36%	-25%	-25%	-16%	-6%	-4%	5%	3%	2%
Other Income	3,141	3,957	3,934	5,430	5,462	5,042	5,789	14,307	13,524	15,915	17,813	21,562	21,632
Depreciation	198	225	249	241	368	374	417	908	745	745	896	1,084	0
Profit before tax	2,040	2,759	1,758	359	-6,607	-3,933	-4,151	2,327	8,566	12,147	21,507	23,424	23,738
Tax %	18%	36%	24%	-58%	-21%	-25%	-27%	-22%	39%	31%	36%	23%
Net Profit	1,687	1,771	1,347	573	-5,212	-2,922	-3,121	2,863	5,265	8,512	13,797	18,027	18,813
EPS in Rs	26.59	27.69	19.73	8.33	-44.61	-16.58	-9.12	4.47	7.70	12.45	18.07	23.62	24.64
Dividend Payout %	15%	22%	10%	-0%	-0%	-0%	-0%	-0%	25%	24%	20%	20%

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	630	636	687	687	1,169	1,763	3,423	6,407	6,835	6,835	7,634	7,634
Reserves	18,004	19,263	22,361	23,406	24,083	25,073	30,567	58,331	64,026	71,969	89,964	106,200
Deposits	306,191	325,990	344,118	377,195	410,288	417,505	452,436	925,654	1,034,368	1,120,322	1,224,593	1,312,291
Borrowing	20,888	26,628	30,637	41,226	45,680	43,276	52,714	51,922	51,245	42,737	26,974	27,490
Other Liabilities	9,300	11,048	9,562	13,167	9,900	10,964	16,369	40,063	37,292	46,495	52,831	57,714
Total Liabilities	355,013	383,566	407,365	455,681	491,120	498,581	555,509	1,082,377	1,193,766	1,288,357	1,401,996	1,511,329
Fixed Assets	2,621	2,690	3,939	3,896	3,824	3,743	4,734	7,303	7,171	8,826	9,224	9,765
CWIP	2	4	13	21	34	44	54	63	37	22	36	59
Investments	94,636	85,818	90,573	113,441	125,485	128,391	154,251	339,059	351,839	343,727	343,953	361,903
Other Assets	257,753	295,053	312,840	338,322	361,777	366,402	396,470	735,952	834,718	935,782	1,048,783	1,139,602
Total Assets	355,013	383,566	407,365	455,681	491,120	498,581	555,509	1,082,377	1,193,766	1,288,357	1,401,996	1,511,329

Shareholding Pattern

Parameters	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	83.49%	83.49%	83.49%	83.49%	76.99%	76.99%	74.76%	74.76%	74.76%	74.76%	74.76%	74.76%
FIIs	1.43%	1.62%	1.66%	1.46%	2.89%	3.97%	6.75%	7.37%	6.89%	6.46%	7.11%	7.70%
DIIs	7.05%	8.39%	8.27%	7.88%	12.69%	12.28%	12.24%	11.38%	11.22%	11.94%	11.63%	11.93%
Public	8.02%	6.49%	6.57%	7.17%	7.42%	6.76%	6.25%	6.50%	7.12%	6.85%	6.50%	5.60%
No. of Shareholders	7,81,554	7,80,208	7,83,550	7,75,773	8,65,251	8,74,309	9,14,940	9,84,229	10,19,061	10,22,300	10,41,211	9,61,173