UCO Bank

BSE: 532505 | NSE: UCOBANK

Quarterly Results (Standalone Figures in Rs. Crores)

Sep 2022Dec 2022Mar 2023Jun 2023
Sep 2023Dec 2023Mar 2024Jun 2024
Sep 2024Dec 2024Mar 2025Jun 2025
Sep 2025
ParametersJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Revenue3,8514,1854,6274,9875,2245,2195,5525,8606,0246,0786,2206,7456,436
Interest2,2022,4152,6753,0153,2153,3023,5643,6723,7703,7783,8424,0464,033
Expenses1,4021,7661,7542,0252,2951,9242,0722,5072,2272,3552,5673,0552,454
Financing Profit2484198-53-286-7-84-31927-54-190-356-51
Financing Margin %6%0%4%-1%-5%-0%-2%-5%0%-1%-3%-5%-1%
Other Income-547808239606336478611,1258359931,1861,392997
Depreciation0000000000000
Profit before tax1937841,0219073476407778068629399961,036946
Tax %36%36%36%36%36%37%35%35%36%36%36%37%36%
Net Profit124505653581223402503526551603639652607
EPS in Rs0.100.420.550.490.190.340.420.440.460.500.530.520.48
Gross NPA %7.42%6.58%5.63%4.78%4.48%4.14%3.85%3.46%3.32%3.18%2.91%2.69%2.63%
Net NPA %2.49%1.99%1.66%1.29%1.18%1.11%0.98%0.89%0.78%0.73%0.63%0.50%0.45%

Profit & Loss (Standalone Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue18,23019,35918,56116,32614,02014,33115,13414,44614,98117,65121,85425,06725,479
Interest12,17113,79713,71312,50910,89510,01910,0428,9668,50810,30713,75415,43715,699
Expenses5,5465,84910,7686,7898,52112,75311,5398,8457,6586,7298,5179,89210,431
Financing Profit513-286-5,920-2,972-5,396-8,441-6,446-3,365-1,185614-416-262-651
Financing Margin %3%-1%-32%-18%-38%-59%-43%-23%-8%3%-2%-1%-3%
Other Income1,3212,0041,5962,1141,1211,5142,8713,4243,1012,5083,2664,4074,568
Depreciation1101361371531521371371341652182813110
Profit before tax1,7241,582-4,460-1,011-4,427-7,065-3,713-751,7502,9052,5693,8343,917
Tax %12%28%-37%83%0%-39%-34%-321%47%36%36%36%
Net Profit1,5111,138-2,799-1,851-4,436-4,321-2,4371679301,8621,6542,4452,501
EPS in Rs14.8910.58-26.03-11.87-19.22-7.97-2.460.170.781.561.381.952.03
Dividend Payout %20%19%0%0%0%0%0%0%0%0%20%20%

Balance Sheet (Standalone Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital1,0151,0761,0761,5602,3085,4239,9189,91811,95611,95611,95612,540
Reserves10,21211,47311,44611,19412,64911,9689,29112,68811,63813,80915,40118,465
Deposits201,154215,957207,118201,285181,849197,907193,203205,919224,073249,338263,130293,542
Borrowing19,0988,63317,2409,53512,4498,32415,69515,38313,50820,50125,33128,687
Other Liabilities7,6478,7798,0027,7676,8006,8637,8009,4286,6095,2607,8739,247
Total Liabilities239,125245,917244,883231,340216,056230,484235,908253,336267,784300,863323,691362,481
Fixed Assets1,0181,0662,8782,8432,8672,8142,8323,1513,2873,4443,7173,791
CWIP4348668886748656561
Investments67,45264,22383,97474,01970,96282,23290,99993,78396,87495,16992,90494,272
Other Assets170,611180,580158,024154,471142,219145,430142,069156,335167,575202,184227,006264,357
Total Assets239,125245,917244,883231,340216,056230,484235,908253,336267,784300,863323,691362,481

Shareholding Pattern

ParametersSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Promoters 95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%95.39%90.95%90.95%
FIIs 0.03%0.05%0.16%0.05%0.09%0.01%0.03%0.03%0.02%0.02%0.44%0.13%
DIIs 1.34%1.37%1.37%1.35%1.36%1.32%1.32%1.32%1.32%1.33%5.36%4.74%
Public3.23%3.18%3.08%3.20%3.14%3.27%3.26%3.26%3.25%3.25%3.26%4.17%
No. of Shareholders4,30,4065,43,6955,36,9425,37,6865,83,2426,10,1667,39,0977,78,0497,73,4667,91,2717,99,0148,43,992