‘Tumhare Pas Dimag Nahi Hai’, Indian Overseas Bank Officer issued Letter for misbehaving with GM
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Recently, two letters of Indian Overseas Bank have gone viral on social media. The 1st explanation letter has been issued to an officer of Indian Overseas Bank in Bhopal Region and 2nd letter has been issued to an Assistant Manager of Ernakulam Region.
Officer in Bhopal issued Explanation Letter
As per the letter a review meeting was held in Bhopal (Madhya Pradesh) Region. In the meeting, the office misbehaved with senior authorities – General Manager and Chief Manager. The Officer said to GM – ‘Tumhare pas dimag nahi hai’. The matter quickly escalated and explanation letter was issued to officer.
Read Letter issued by Bank
We refer to our Branch email dated 25.07.2025 wherein Branch has reported that you had misbehaved with General Manager Shri Sanjay Kumar Singh Sir and Chief Manager Shri Arteshwaram Sir during the review meeting of officers held at Branch today i.e. 25.07.2025.
It has been reported that you used threatening and used filthy language (such as you told to GM Sir “Tumhare paas dimag nahi hai”)
Your above action is not appreciated. You have indulged in an unparliamentary language demonstrating a lack of professionalism which is unbecoming of an officer employee. Your behaviour is not in alignment with the corporate expectation and Bank’s code of conduct.
In view of the above, we call for your explanation within 04 days of receipt of this letter failing which we may conclude that you do not have anything to submit, and suitable disciplinary action as deemed fit will be initiated against you.
Staff in Ernakulam issued Explanation Letter
One more case of misbehaviour and issuance of explanation call has been reported at Indian Overseas Bank. This time the incident took place at Ernakulam under Chennai region. A review meeting of Assistant Managers was held and the employee misbehaved with Chief Regional Manager in the meeting.
Read what letter said
During the review meeting of IInd line Managers conducted through Webex on 07.09.2024 by RO Enakulam to monitor the position of SB/CD account opening in the Region and the action plan of the branch to compensate the gap, you had attended the review meeting unprepared and did not submit any action plan in as much as you had indulged in acts of insubordination.
During the Review Meeting, you argued with the Chief Regional Manager in the presence of Regional Office Officials and lInd Line Managers and behaved in indisciplined manner.
Having regard to Statement of Allegations, it is charged that
1) You had acted in a manner unbecoming of an officer employee by not discharging your duties properly and committed acts which tantamounts to insubordination.
2) You had failed to discharge your duties with utmost integrity and honesty.
3) You had failed to maintain good conduct and discipline by arguing with your higher official during the Review meeting.
So frustration has reached this extant. Now top bosses have to be careful in dealing officers during review or dealing.
The present state of affairs in IOB is deeply disturbing. The management seems to have lost all sense of balance, treating its own employees with hostility instead of dignity. Threats of remote transfers have become their primary weapon—reminiscent of a Hitler-like mindset. Fear and coercion have replaced fairness and dialogue.
Some executives, intoxicated by their proximity to the top brass, behave as though IOB is their family estate. But let this be clear—no institution built on intimidation can sustain itself forever. The day is not far when this authoritarian structure will crumble under its own weight.
If seniors don’t know how to behave with juniors then this is just a reply. “Tumhare paas dimag nahi hai” this can be the reply of the foul words used by seniors. Becoming senior doesn’t mean one has the authority to demean juniors or insult them.
And when top management misbehave and use derogatory words against officers, managers & mostly with branch officials who are actually earning for bank. Then no action take by bank, govt or any authority. Hypocracy at it’s peak
The exact lines were actually said by the GM this letter was said after the Probationary officer filed a FIR against him after he and his chief manager physically assaulted him.
Top management now thinking that their enchester has leave this bank as virasat for them and they’re also thinking like that treating other employees as their labour and always talking in false way like anything so at what level as employee we should tolerate, I think this will not stop their but atleast all banker support such staffs and protest against top management otherwise this will be more worse day by day and all bankers will become slave of top management
Ye to hona hi tha kb tk junior employee senior employee ki btmeejee shn krte rhenge. Senior employee ko jyada akd ni dikhani chahiye wrna kuchh bda bhi ho skta h. Gm bhi employee hi h koi khuda thodi na h.