Quarterly Results (Figures in Rs. Crores)

Sep 2022	Dec 2022	Mar 2023	Jun 2023
Sep 2023	Dec 2023	Mar 2024	Jun 2024
Sep 2024	Dec 2024	Mar 2025	Jun 2025
Sep 2025

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	1,800	1,980	2,107	2,105	2,316	2,406	2,491	2,481	2,652	2,739	2,931	3,159	2,911
Interest	1,091	1,205	1,302	1,421	1,578	1,731	1,752	1,792	1,802	1,866	1,992	2,037	2,010
Expenses	542	723	391	638	682	648	920	875	831	924	902	1,356	1,046
Financing Profit	167	52	414	46	56	27	-181	-186	19	-52	36	-234	-146
Financing Margin %	9%	3%	20%	2%	2%	1%	-7%	-8%	1%	-2%	1%	-7%	-5%
Other Income	115	140	138	547	179	268	362	413	194	359	338	677	469
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	282	193	552	593	234	295	181	227	213	307	375	442	323
Tax %	27%	-44%	32%	23%	35%	36%	37%	39%	15%	22%	25%	29%	17%
Net Profit	205	278	373	457	153	189	114	139	182	240	282	313	269
EPS in Rs	0.30	0.41	0.55	0.67	0.23	0.28	0.17	0.21	0.27	0.35	0.42	0.44	0.38
Gross NPA %	11.34%	9.67%	8.36%	6.97%	6.80%	6.23%	5.70%	5.43%	4.72%	4.21%	3.83%	3.38%	3.34%
Net NPA %	2.56%	2.24%	2.02%	1.84%	1.95%	1.88%	1.80%	1.63%	1.59%	1.46%	1.25%	0.96%	0.91%

Profit & Loss (Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	7,973	8,589	8,744	8,173	7,949	8,559	7,930	6,974	7,096	7,993	9,694	11,481	11,740
Interest	6,352	6,909	6,569	6,014	5,714	6,279	5,872	4,712	4,444	5,019	6,853	7,698	7,906
Expenses	1,742	1,915	2,110	2,536	3,347	3,981	4,423	6,468	2,287	2,145	2,975	3,869	4,229
Financing Profit	-121	-235	66	-377	-1,112	-1,702	-2,366	-4,206	364	828	-134	-85	-395
Financing Margin %	-2%	-3%	1%	-5%	-14%	-20%	-30%	-60%	5%	10%	-1%	-1%	-3%
Other Income	427	429	478	578	581	828	897	904	959	940	1,221	1,568	1,843
Depreciation	60	46	46	0	64	-15	54	102	137	148	150	145	0
Profit before tax	246	147	498	201	-595	-859	-1,522	-3,404	1,187	1,620	937	1,338	1,447
Tax %	-22%	18%	33%	0%	25%	-37%	-35%	-20%	12%	19%	36%	24%
Net Profit	301	121	336	201	-744	-543	-991	-2,733	1,039	1,313	595	1,016	1,103
EPS in Rs	10.92	3.03	8.39	5.02	-13.17	-9.62	-14.13	-6.74	1.53	1.94	0.88	1.43	1.59
Dividend Payout %	20%	20%	20%	0%	0%	0%	0%	0%	20%	25%	23%	5%

Balance Sheet (Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	275	400	400	400	565	565	701	4,053	6,778	6,778	6,778	7,096
Reserves	4,536	5,196	5,570	5,742	5,618	5,136	4,895	4,310	7,233	8,331	8,756	6,259
Deposits	86,255	88,040	91,250	85,540	101,726	98,558	89,668	96,108	102,137	109,665	119,410	129,774
Borrowing	980	1,723	2,839	2,958	3,683	2,714	3,213	2,644	2,444	9,018	9,771	14,230
Other Liabilities	2,463	2,394	2,522	2,002	2,167	2,009	2,027	3,367	2,476	2,662	2,943	4,457
Total Liabilities	94,509	97,753	102,581	96,643	113,759	108,982	100,504	110,482	121,068	136,455	147,657	161,815
Fixed Assets	1,003	995	1,133	1,095	1,083	1,230	1,241	1,585	1,577	1,519	1,756	1,779
CWIP	0	0	0	0	0	0	0	0	0	0	0	0
Investments	28,294	24,007	27,645	27,948	32,982	26,173	24,552	32,023	42,281	44,838	49,599	46,912
Other Assets	65,212	72,752	73,803	67,600	79,695	81,579	74,711	76,874	77,209	90,097	96,302	113,124
Total Assets	94,509	97,753	102,581	96,643	113,759	108,982	100,504	110,482	121,068	136,455	147,657	161,815

Shareholding Pattern

Parameters	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	98.25%	98.25%	98.25%	98.25%	98.25%	98.25%	98.25%	98.25%	98.25%	98.25%	93.85%	93.85%
FIIs	0.01%	0.00%	0.01%	0.00%	0.03%	0.01%	0.02%	0.00%	0.00%	0.00%	0.73%	0.25%
DIIs	0.66%	0.67%	0.67%	0.66%	0.68%	0.65%	0.65%	0.65%	0.65%	0.65%	4.32%	4.08%
Public	1.07%	1.08%	1.07%	1.10%	1.05%	1.09%	1.09%	1.11%	1.11%	1.10%	1.11%	1.82%
No. of Shareholders	1,30,506	1,46,843	1,46,968	1,45,385	1,55,115	1,56,109	1,84,679	1,91,445	1,99,351	1,99,133	1,99,821	2,22,234