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Cyber Fraud

PNB Bank Manager Saves Elderly Customer in Panipat from falling victim to Digital Arrest

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In Panipat, the alertness of a bank manager saved an elderly man from losing his money. The manager of the Punjab National Bank (PNB) Israna branch prevented a fraud of ₹5 lakh and saved the hard-earned money of an elderly customer.

On Friday morning, around 10 AM, an elderly man named Ram Niwas visited the PNB Israna branch. He approached the branch manager, Subhash Chandra, to fill out a Positive Pay System (PPS) form for transferring a large amount of money. Ram Niwas looked very tense and scared.

Photo: Ram Niwas visited PNB branch in Haryana to transfer money
Photo: Ram Niwas visited PNB branch in Haryana to transfer money

Alert PNB Bank Manager Subhash Chandra immediately noticed the fear on the customer’s face. He felt that something was wrong. He asked Ram Niwas why he was transferring so much money. When he asked several questions, the truth was revealed.

Ram Niwas said he is a retired employee of the electricity department. He had received a phone call from a person claiming to be from the Anti-Terrorist Squad (ATS). The caller told him that his SIM card was used in terrorist activities. He was threatened with jail and harm to his family. The caller demanded that Ram Niwas transfer ₹5 lakh immediately to an account named “Digital Click Private Limited.”

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Also Read: Even Females not safe in Banks, Female Bank Officer openly threatened by Customer

PNB Bank Manager Subhash Chandra, who is a former Indian Army officer, knew that no security agency asks for money over the phone. He clearly told Ram Niwas that it was a cyber fraud. He stopped the transaction and advised him to file a complaint with the cyber cell at once.

Ram Niwas was confused initially, but the manager explained to him about Digital Arrest and how the fraud is increasing rapidly in India. The elderly customer thanked the bank manager for saving his lifetime savings. He said that if the manager had not helped him in time, he would have lost all his life savings.

Also Read: Rs.2296 Crore Fraud in Indian Overseas Bank and 16 other Banks

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This is not the only incident, but in the past also, several alert bank staff have prevented the cyber frauds. In December 2025, a senior citizen was saved from losing ₹1.14 crore to cyber fraudsters in Lucknow, Uttar Pradesh. Alert PNB Staff in PNB Mama Chauraha branch in Vikas Nagar prevented the cyber fraud and saved the customer from falling victim to Digital Arrest. Click here to read this news.

In November 2025, the staff of Bank of Baroda saved a senior citizen from losing her hard-earned money. The staff saved her from falling victim to Digital Arrest. The staff managed to save her from losing her hard-earned Rs.87 Lakhs. The incident took place at Bank of Baroda’s Belthangady branch in the Mangalore Zone. Click here to read this news.

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Pradeep Singh

Pradeep Singh is a banking and finance expert covering financial markets, banking policies, and global economic trends. With a background in financial journalism, he brings in-depth analysis and expert commentary on market movements, government policies, and corporate strategies. His articles provide valuable insights for investors, entrepreneurs, and business professionals.
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