Punjab National Bank

BSE: 532461 | NSE: PNB

Quarterly Results (Consolidated Figures in Rs. Crores)

ParametersJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Revenue 19,14420,58822,80824,30525,67326,85827,85228,68229,14530,44731,89532,52332,572
Interest11,44312,17213,51314,69016,06416,82017,44418,20618,53619,79020,73821,64021,828
Expenses9,52310,49311,57810,81310,99010,2599,4499,8318,4738,5927,4949,1429,197
Financing Profit-1,822-2,077-2,282-1,197-1,381-2219596462,1362,0653,6631,7421,547
Financing Margin %-10%-10%-10%-5%-5%-1%3%2%7%7%11%5%5%
Other Income2,3842,7043,3253,8273,3602,9992,6764,2943,6154,6643,3924,7765,427
Depreciation0000000000000
Profit before tax5626261,0432,6301,9792,7783,6344,9405,7516,7297,0556,5186,973
Tax %46%42%37%34%39%36%38%37%35%34%34%29%74%
Net Profit2714967151,8761,3631,9902,4413,3633,9914,7394,8115,0112,167
EPS in Rs0.260.450.641.691.221.812.213.043.614.104.184.341.84
Sep 2022Dec 2022Mar 2023Jun 2023
Sep 2023Dec 2023Mar 2024Jun 2024
Sep 2024Dec 2024Mar 2025Jun 2025
Sep 2025

Profit and Loss (Consolidated Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue44,95848,71050,80448,05848,72552,14754,91881,93576,24286,845109,065124,010127,438
Interest28,22031,34334,33132,72233,53034,65636,99750,80546,82351,81768,53480,70483,996
Expenses16,11218,76027,45322,53343,34539,64525,86738,60136,02641,50239,62333,89334,425
Financing Profit626-1,394-10,980-7,197-28,151-22,153-7,946-7,470-6,607-6,4739089,4139,017
Financing Margin %1%-3%-22%-15%-58%-42%-14%-9%-9%-7%1%8%7%
Other Income4,7106,1756,1009,1688,8837,3679,38812,77712,32912,52914,15817,56018,258
Depreciation3673844134305815846149828969059069580
Profit before tax4,9694,397-5,2931,540-19,849-15,3708274,3254,8265,15114,16026,01527,275
Tax %29%24%-31%41%-37%-35%56%38%19%35%35%29%
Net Profit3,6743,525-3,5101,239-12,111-9,5504852,6953,9083,3599,15718,55316,728
EPS in Rs19.9818.33-18.795.58-43.88-20.790.652.453.513.048.2716.0814.46
Dividend Payout %10%18%-2%0%0%0%0%0%18%21%18%18%

Balance Sheet (Consolidated Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital3623713934265529211,3482,0962,2022,2022,2022,299
Reserves37,73141,66941,41242,99040,96545,16462,52990,43995,380100,678108,185130,839
Deposits476,325537,758570,383629,651648,439681,874710,2541,113,7171,154,2341,290,3471,379,2251,577,020
Borrowing43,91236,69281,67443,33665,33046,82862,51252,29859,37270,14972,586105,807
Other Liabilities16,49019,52218,93216,90922,24215,33314,81421,17628,11330,27336,43841,579
Total Liabilities574,820636,011712,793733,311777,528790,120851,4571,279,7251,339,3011,493,6491,598,6361,857,544
Fixed Assets3,4903,6565,3086,2986,3716,2467,26211,04910,69612,08412,34813,083
CWIP000000000000
Investments149,225156,762165,126191,527204,419210,578253,782404,369388,586416,914446,421524,840
Other Assets422,105475,594542,358535,486566,738573,295590,413864,307940,0191,064,6511,139,8671,319,620
Total Assets574,820636,011712,793733,311777,528790,120851,4571,279,7251,339,3011,493,6491,598,6361,857,544

Shareholding Pattern

ParametersSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Promoters73.15%73.15%73.15%73.15%73.15%73.15%73.15%73.15%70.08%70.08%70.08%70.08%
FIIs1.22%1.71%1.71%1.82%2.65%3.10%4.82%5.51%8.42%5.70%5.71%5.52%
DIIs12.29%12.98%13.53%13.44%13.80%13.74%12.37%10.76%11.61%14.31%14.67%15.06%
Public13.33%12.16%11.61%11.57%10.41%10.00%9.67%10.57%9.89%9.91%9.54%9.34%
No. of Shareholders20,10,93820,29,64620,67,20220,30,10020,83,54621,63,62523,53,62525,29,28325,79,49126,40,52026,53,66525,74,693