Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	19,144	20,588	22,808	24,305	25,673	26,858	27,852	28,682	29,145	30,447	31,895	32,523	32,572
Interest	11,443	12,172	13,513	14,690	16,064	16,820	17,444	18,206	18,536	19,790	20,738	21,640	21,828
Expenses	9,523	10,493	11,578	10,813	10,990	10,259	9,449	9,831	8,473	8,592	7,494	9,142	9,197
Financing Profit	-1,822	-2,077	-2,282	-1,197	-1,381	-221	959	646	2,136	2,065	3,663	1,742	1,547
Financing Margin %	-10%	-10%	-10%	-5%	-5%	-1%	3%	2%	7%	7%	11%	5%	5%
Other Income	2,384	2,704	3,325	3,827	3,360	2,999	2,676	4,294	3,615	4,664	3,392	4,776	5,427
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	562	626	1,043	2,630	1,979	2,778	3,634	4,940	5,751	6,729	7,055	6,518	6,973
Tax %	46%	42%	37%	34%	39%	36%	38%	37%	35%	34%	34%	29%	74%
Net Profit	271	496	715	1,876	1,363	1,990	2,441	3,363	3,991	4,739	4,811	5,011	2,167
EPS in Rs	0.26	0.45	0.64	1.69	1.22	1.81	2.21	3.04	3.61	4.10	4.18	4.34	1.84

Profit and Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	44,958	48,710	50,804	48,058	48,725	52,147	54,918	81,935	76,242	86,845	109,065	124,010	127,438
Interest	28,220	31,343	34,331	32,722	33,530	34,656	36,997	50,805	46,823	51,817	68,534	80,704	83,996
Expenses	16,112	18,760	27,453	22,533	43,345	39,645	25,867	38,601	36,026	41,502	39,623	33,893	34,425
Financing Profit	626	-1,394	-10,980	-7,197	-28,151	-22,153	-7,946	-7,470	-6,607	-6,473	908	9,413	9,017
Financing Margin %	1%	-3%	-22%	-15%	-58%	-42%	-14%	-9%	-9%	-7%	1%	8%	7%
Other Income	4,710	6,175	6,100	9,168	8,883	7,367	9,388	12,777	12,329	12,529	14,158	17,560	18,258
Depreciation	367	384	413	430	581	584	614	982	896	905	906	958	0
Profit before tax	4,969	4,397	-5,293	1,540	-19,849	-15,370	827	4,325	4,826	5,151	14,160	26,015	27,275
Tax %	29%	24%	-31%	41%	-37%	-35%	56%	38%	19%	35%	35%	29%
Net Profit	3,674	3,525	-3,510	1,239	-12,111	-9,550	485	2,695	3,908	3,359	9,157	18,553	16,728
EPS in Rs	19.98	18.33	-18.79	5.58	-43.88	-20.79	0.65	2.45	3.51	3.04	8.27	16.08	14.46
Dividend Payout %	10%	18%	-2%	0%	0%	0%	0%	0%	18%	21%	18%	18%

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	362	371	393	426	552	921	1,348	2,096	2,202	2,202	2,202	2,299
Reserves	37,731	41,669	41,412	42,990	40,965	45,164	62,529	90,439	95,380	100,678	108,185	130,839
Deposits	476,325	537,758	570,383	629,651	648,439	681,874	710,254	1,113,717	1,154,234	1,290,347	1,379,225	1,577,020
Borrowing	43,912	36,692	81,674	43,336	65,330	46,828	62,512	52,298	59,372	70,149	72,586	105,807
Other Liabilities	16,490	19,522	18,932	16,909	22,242	15,333	14,814	21,176	28,113	30,273	36,438	41,579
Total Liabilities	574,820	636,011	712,793	733,311	777,528	790,120	851,457	1,279,725	1,339,301	1,493,649	1,598,636	1,857,544
Fixed Assets	3,490	3,656	5,308	6,298	6,371	6,246	7,262	11,049	10,696	12,084	12,348	13,083
CWIP	0	0	0	0	0	0	0	0	0	0	0	0
Investments	149,225	156,762	165,126	191,527	204,419	210,578	253,782	404,369	388,586	416,914	446,421	524,840
Other Assets	422,105	475,594	542,358	535,486	566,738	573,295	590,413	864,307	940,019	1,064,651	1,139,867	1,319,620
Total Assets	574,820	636,011	712,793	733,311	777,528	790,120	851,457	1,279,725	1,339,301	1,493,649	1,598,636	1,857,544

Shareholding Pattern

Parameters	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	73.15%	73.15%	73.15%	73.15%	73.15%	73.15%	73.15%	73.15%	70.08%	70.08%	70.08%	70.08%
FIIs	1.22%	1.71%	1.71%	1.82%	2.65%	3.10%	4.82%	5.51%	8.42%	5.70%	5.71%	5.52%
DIIs	12.29%	12.98%	13.53%	13.44%	13.80%	13.74%	12.37%	10.76%	11.61%	14.31%	14.67%	15.06%
Public	13.33%	12.16%	11.61%	11.57%	10.41%	10.00%	9.67%	10.57%	9.89%	9.91%	9.54%	9.34%
No. of Shareholders	20,10,938	20,29,646	20,67,202	20,30,100	20,83,546	21,63,625	23,53,625	25,29,283	25,79,491	26,40,520	26,53,665	25,74,693