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Punjab National Bank (PNB) has crossed Rs.5000 crore net profit as of December 2025 Quarter. The financial results are as follows:
- Net Profit increased Y-o-Y by 13.1% to ₹5,100 Crore in Q3 FY’26 as against ₹4,508 Crore in Q3 FY’25.
- Return on Assets (RoA) improved to 1.06% in Q3 FY’26 from 1.03% in Q3 FY’25.
- Operating Profit increased Y-o-Y by 13.0% to ₹7,481 Crore in Q3 FY’26 as against ₹6,621 Crore in Q3 FY’25.
- GNPA ratio improved by 90 bps on Y-o-Y basis to 3.19% as on December’25 from 4.09% as on December’24.
- NNPA ratio improved by 9 bps on Y-o-Y basis to 0.32% as on December’25 from 0.41% as on December’24.
- Provision Coverage Ratio (including TWO) improved by 22 bps on Y-o-Y basis to 96.99% as on December’25 from 96.77% as on December’24.
- Book value per share increased to ₹114.09 in Q3 FY’26 from ₹102.02 in Q3 FY’25, marking a Y-o-Y growth of 11.83%.
- Earnings per share rose to ₹4.44 in Q3 FY’26 from ₹3.92 in Q3 FY’25, reflecting a Y-o-Y growth of 13.27%.
- Global Business grew by 9.5% on Y-o-Y basis to ₹28,91,528 Crore as on December’25 from ₹26,39,991 Crore as on December’24.
- Global Deposits registered a growth of 8.5% on Y-o-Y basis to ₹16.60 Lakh Crore as on December’25 from ₹15.30 Lakh Crore as on December’24.
- Global Advances increased by 10.9% on Y-o-Y basis to ₹12.31 Lakh Crore as on December’25 from ₹11.10 Lakh Crore as on December’24.
- RAM Advances grew by 11.0% on Y-o-Y basis to ₹6.62 Lakh Crore as on December’25 from ₹5.96 Lakh Crore as on December’24.
- CD Ratio stood at 74.2% as on December’25 as against 72.6% in December’24.
- CRAR improved to 16.77% as on December’25, up from 15.41% in December’24, reflecting an increase of 136 basis points.
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