NBFCs registered credit growth of 15.8% Y-O-Y in August 2026

The credit portfolio of NBFCs in India has registered a growth of 15.8% Y-O-Y in August 2026 as compared to 10.0 per cent a year ago.

#1) Credit to agriculture and allied activities recorded a robust growth of 17.4 per cent (y-o-y) in August 2026 as against 5.1 per cent a year ago.

#2) Credit to industry grew marginally to 8.4 per cent (y-o-y) in August 2026 as compared with 8.3 per cent in August 2025. Within industry, credit growth in ‘infrastructure’ remained steady.

#3) Credit growth in services sector moderated to 16.2 per cent (y-o-y) in August 2026 from 24.0 per cent a year ago. While credit to ‘commercial real estate’ marked buoyant expansion, credit growth in ‘trade’ and ‘transport operators’ segments witnessed deceleration.

#4) Retail loans growth accelerated to 22.0 per cent (y-o-y) in August 2026 compared to 13.6 per cent a year ago. Within retail loans, ‘housing loans’ and ‘loans against gold jewellery’ segments witnessed accelerated credit growth, while ‘vehicle loans’ maintained its robust growth with marginal uptick.

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