The Delhi Police’s Economic Offences Wing (EOW) has arrested the main person behind a ₹30 crore car insurance fraud. The scam involved fake accident claims and bogus repair bills. The accused, Dinesh Bansal, was arrested from the Samaypur Badli Industrial Area after an extensive investigation and surveillance.
How the Insurance Scam Worked
According to the police, Dinesh Bansal worked with a network of people, including former employees of Tata AIG General Insurance, certified insurance surveyors, and garage owners. Together, they created fake accident claims using forged documents, edited photos, and false accident details.
The scam came to light in 2022 when Tata AIG’s Fraud Control Unit head, Virender Pal Singh, filed a complaint. The company noticed suspicious repair claims from six garages in Delhi-NCR. After an internal check, they found that many of these claims were fake and involved the same cars being reported as damaged under different names and policies.
Fake Repairs and Forged Documents
Bansal reportedly ran four car workshops — three of them in the names of his wife and a business partner. He submitted fake insurance claims for car accidents that never happened. Most of these claims mentioned expensive repairs like airbag damage. Police say that each fake claim ranged from ₹2 lakh to ₹4.5 lakh. More than 500 such claims were filed between February 2019 and August 2021.
To make the scam work, Bansal paid bribes to Tata AIG employees — offering them about 15% of each claim. The money made through this fraud was laundered using eight shell companies with help from a chartered accountant, who was paid a 10% cut.
Others Involved in the Scam
So far, several people have been arrested:
- Pradeep Rana (Chief Manager at Tata AIG)
- Deepak Sharma (Claim Examiner)
- Raju Singh (in judicial custody since August 2024)
Dinesh Bansal, a school dropout from Haryana, had moved to Delhi about 25 years ago. He started with a second-hand car business and later opened workshops, which he used to run the fraud.
Police Investigation Ongoing
Police found that many of the documents used in the claims were manipulated. The same photos were used for different accidents, and there were conflicting accident stories from drivers and owners. Vehicle registration numbers were also tampered with. The investigation is ongoing under various sections of the Indian Penal Code.
