Indian Overseas Bank Financial Results Released for June 2025 Quarter

Indian Overseas Bank has released financial results for June 2025 Quarter. The Bank has reported Net Profit up by 75.57 % to ₹ 1,111 crore.

• Net Profit up by 75.57 % to ₹ 1,111 crore
• Operating profit increased by 40.70 % to ₹ 2,358 crore
• Net Interest Income increased by 12.50 % to ₹ 2,746 crore
• Net Interest Margin (NIM) stood at 3.04 % as on 30.06.2025
• Cost to Income Ratio improved by 754 bps to 44.22 %
• Return on Assets (ROA) improved by 44 bps to 1.14 %
• Return on Equity (RoE) improved by 490 bps to 19.00 %
• Total Business grew by 12.19 % to ₹ 5,93,213 crore
• Total Deposits up by 10.75 % to ₹ 3,30,792 crore
• CASA deposits increased by 15 % to ₹ 1,44, 837 crore
• CASA Ratio improved by 161 bps to 43.78 % as on 30.06.2025
• Gross Advances increased by 14.05 % to ₹ 2,62,421 crore
• CD Ratio increased to 79.33% as on 30.06.2025
• Gross NPA improved by 92 bps to 1.97 % as on 30.06.2025
• Net NPA improved by 19 bps to 0.32 % as on 30.06.2025
• Slippage ratio improved by 3 bps to 0.10 % as on 30.06.2025
• Credit Cost stood at 0.29 % as on 30.06.2025
• Total Recovery increased by 46.13 % to ₹ 851 crore
• Provision Coverage Ratio improved by 51 bps to 97.47 %
• CRAR improved by 46 bps to 18.28 % as on 30.06.2025

Download Financial Results PDF