Home Calculators Jobs Court Cases 12th BPS Holidays Data Bank Acts IPO Resource RBI Circulars Credit Card Offers Global Economy Income Tax GST Pension Privatisation

Indian Overseas Bank

BSE: 532388 | NSE: IOB

Quarterly Results (Consolidated Figures in Rs. Crores)

ParametersJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Revenue4,4354,7185,0565,1925,4245,8216,1766,6296,5356,8517,1127,6347,386
Interest2,6812,7642,7842,9163,1023,4753,7783,8664,0944,3134,3234,5114,639
Expenses1,9512,5822,6622,8202,6182,8272,5814,0472,7363,1892,8493,1502,713
Financing Profit-197-629-390-544-296-481-183-1,284-295-652-60-2733
Financing Margin %-4%-13%-8%-10%-5%-8%-3%-19%-5%-10%-1%-0%0%
Other Income5931,1359501,4308031,1141,2622,4771,0331,6331,2981,5811,481
Depreciation0000000000000
Profit before tax3965065608865076331,0791,1937389821,2371,5541,514
Tax %1%1%1%27%1%1%33%32%14%21%29%32%27%
Net Profit3925015556505006257238086337778741,0511,111
EPS in Rs0.210.270.290.340.260.330.380.430.330.410.460.550.58
Gross NPA %9.12%8.53%8.19%7.44%7.13%4.74%3.90%3.10%2.89%2.72%2.55%2.14%1.97%
Net NPA %2.43%2.56%2.43%1.83%1.44%0.68%0.62%0.57%0.51%0.47%0.42%0.37%0.32%

Profit & Loss (Consolidated Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue22,68423,93823,51719,71917,91517,63117,40616,96616,73019,40024,05028,13128,982
Interest17,10718,55418,13514,52912,44812,35212,10311,06710,41911,14514,22017,24117,786
Expenses6,7627,26211,44311,72817,57315,14216,70610,3609,2639,75611,73711,52911,901
Financing Profit-1,185-1,878-6,060-6,539-12,106-9,863-11,404-4,461-2,952-1,501-1,908-639-705
Financing Margin %-5%-8%-26%-33%-68%-56%-66%-26%-18%-8%-8%-2%-2%
Other Income2,1692,1392,5283,3733,7464,2063,3605,5594,9034,1095,6565,5455,993
Depreciation1411491962152723043012581722603363940
Profit before tax843111-3,728-3,381-8,632-5,961-8,3448401,7792,3483,4134,5125,288
Tax %29%508%-22%1%-27%-37%2%1%4%11%22%26%
Net Profit602-454-2,897-3,417-6,299-3,738-8,5278311,7102,0992,6563,3353,813
EPS in Rs4.87-3.68-16.03-13.92-12.88-4.09-5.190.510.901.111.401.732.00
Dividend Payout %25%0%0%0%0%0%0%0%0%0%0%0%

Balance Sheet (Consolidated Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital1,2351,2351,8072,4554,8919,14216,43716,43718,90218,90218,90219,257
Reserves14,93514,40613,85911,2908,3837,218-2825084,0986,3619,04013,284
Deposits234,578253,451224,514211,343216,832222,534222,952240,288262,159260,883285,905311,939
Borrowing17,90310,83027,18316,0989,2286,1465,4203,6723,07120,80430,38742,228
Other Liabilities6,2475,7157,0735,9838,6344,96816,20013,10611,1476,7847,7998,308
Total Liabilities274,899285,637274,437247,167247,968250,008260,727274,010299,377313,734352,034395,015
Fixed Assets2,5672,4623,2183,0022,8383,3213,1242,9183,3653,7103,7254,581
CWIP37455253561631001474
Investments70,23779,29879,19071,65468,64666,93279,41695,49498,17994,17099,632111,045
Other Assets202,057203,832191,977172,459176,429179,739178,183175,597197,833215,854248,662279,315
Total Assets274,899285,637274,437247,167247,968250,008260,727274,010299,377313,734352,034395,015

Shareholding Pattern

ParametersSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Promoters96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%96.38%94.61%94.61%
FIIs0.08%0.10%0.14%0.09%0.15%0.03%0.05%0.05%0.04%0.02%0.22%0.08%
DIIs1.34%1.36%1.35%1.33%1.33%1.29%1.29%1.30%1.30%1.30%2.59%2.37%
Public2.19%2.16%2.11%2.20%2.13%2.28%2.28%2.27%2.29%2.30%2.58%2.94%
No. of Shareholders4,71,3565,11,6425,09,5995,10,3876,68,1777,27,34810,06,1859,96,5689,77,5929,77,9179,77,86310,08,128