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Indian Bank has announced new Rate of Interest for Loans. The Bank has reviewed the Marginal Cost of funds based Lending Rate (MCLR), Treasury Bills Linked Lending Rates (TBLR), Base Rate and Benchmark Prime Lending Rate (BPLR) and decided for revision in TBLR across various tenors, as detailed below:
TBLR
| Sl. No. | Tenor | Existing Rate (%) | Revised Rate (%) |
| 1 | <= 3 months | 5.30% | 5.35% |
| 2 | >3 months &<=6 months | 5.45% | 5.50% |
| 3 | >6 months &<=1 year | 5.50% | 5.60% |
| 4 | >1 year &<= 3 Years | 5.50% | 5.60% |
The revised TBLR is effective from 03.02.2026. MCLR, Base Rate, BPLR, Policy Repo Rate and RBLR remain unchanged as detailed below:
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MCLR
| Sl. No. | Tenor | Rate (%) |
| 1 | Overnight | 7.90% |
| 2 | 1 month | 8.20% |
| 3 | 3 months | 8.40% |
| 4 | 6 months | 8.65% |
| 5 | 1 Year | 8.75% |
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Base Rate and BPLR
| Sl. No | Benchmark | Rate (%) |
| 1 | Base Rate | 9.55% |
| 2 | Benchmark Prime Lending Rate (BPLR) | 13.80% |
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Other Benchmark Rates
| Sl. No | Benchmark | Rate (%) |
| 1 | Policy Repo Rate | 5.25% |
| 2 | Repo Linked Benchmark Lending Rates (RBLR) | 7.95% |
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