Indian Bank

BSE: 532814 | NSE: INDIANB

Quarterly Results (Consolidated Figures in Rs. Crores)

ParametersJun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Revenue10,16610,72811,83612,25513,05013,76414,20314,63315,04115,36915,77015,86016,285
Interest5,6206,0266,3356,7367,3468,0038,3838,6098,8619,1549,3459,4679,924
Expenses4,9225,0985,8606,2025,1615,1505,1585,3784,9945,1445,1025,0974,880
Financing Profit-376-396-359-6835436116616461,1861,0721,3231,2951,481
Financing Margin %-4%-4%-3%-6%4%4%5%4%8%7%8%8%9%
Other Income1,7321,9871,9262,1611,8712,1662,1132,4322,0772,6022,3972,9351,854
Depreciation0000000000000
Profit before tax1,3561,5901,5671,4772,4152,7772,7743,0783,2633,6743,7214,2303,335
Tax %10%22%10%1%29%28%23%27%26%25%23%30%33%
Net Profit1,3111,2881,4551,5201,8502,0692,2072,2962,5712,8012,9102,9822,277
EPS in Rs10.5310.3411.6812.2014.8516.6116.3717.0419.0820.7921.6022.1416.90
Gross NPA %8.13%7.30%6.53%5.95%5.47%4.97%4.47%3.95%3.77%3.48%3.26%3.09%3.01%
Net NPA %2.12%1.50%1.00%0.90%0.70%0.60%0.53%0.43%0.39%0.27%0.21%0.19%0.18%

Profit & Loss (Consolidated Figures in Rs. Crores)

ParametersMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue15,24915,85316,24416,03917,11519,18221,40139,10838,88844,98555,65062,03963,284
Interest10,88711,39011,79510,89110,85112,16713,79823,43922,12924,71732,34136,82637,890
Expenses4,1584,2195,1286,1446,9988,2899,23818,02920,28521,57720,34219,81820,223
Financing Profit204245-679-996-734-1,273-1,634-2,360-3,526-1,3092,9675,3955,171
Financing Margin %1%2%-4%-6%-4%-7%-8%-6%-9%-3%5%9%8%
Other Income1,3781,3721,7892,2222,4171,8913,3266,1117,3807,8048,58210,0119,788
Depreciation1051391511662372593146376015325315430
Profit before tax1,4761,4789581,0601,4453591,3773,1153,2535,96311,01714,86414,959
Tax %21%31%25%-33%13%11%45%3%-23%11%26%26%
Net Profit1,1891,0517521,4551,3113818623,1514,1445,5748,42311,26410,970
EPS in Rs25.5821.8415.6430.2527.297.9114.1527.8833.2644.7462.5183.6181.43
Dividend Payout %18%19%10%20%0%0%0%7%20%19%19%19%

Balance Sheet (Consolidated Figures in Rs. Crores)

ParameteresMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital4654804804804804806091,1291,2451,2451,3471,347
Reserves13,55914,54916,01016,95418,23519,23522,15938,32943,70648,26158,90170,166
Deposits162,255169,204178,259182,480208,262242,041260,184538,030593,571621,123687,953737,098
Borrowing4,9642,6463,50912,63719,76012,13820,83024,76317,21822,09223,14341,552
Other Liabilities6,1456,1565,6835,9576,2446,4946,35923,28518,35620,61224,36526,875
Total Liabilities187,388193,036203,941218,507252,981280,388310,141625,535674,096713,334795,709877,039
Fixed Assets2,9352,9693,5083,4363,4213,9643,8987,3927,6947,4727,5388,854
CWIP3581111105923
Investments46,93546,06053,28367,78171,61965,27281,871178,292176,502188,366215,242228,421
Other Assets137,515144,001147,143147,280177,940211,152224,371439,850489,896517,487572,927639,760
Total Assets187,388193,036203,941218,507252,981280,388310,141625,535674,096713,334795,709877,039

Shareholding Pattern

ParametersSep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025
Promoters79.86%79.86%79.86%79.86%79.86%73.84%73.84%73.84%73.84%73.84%73.84%73.84%
FIIs2.60%3.60%4.17%4.00%4.33%5.89%5.29%5.38%4.99%4.78%4.74%4.54%
DIIs12.09%11.94%11.55%11.57%11.76%15.84%16.95%16.87%17.35%17.64%17.78%18.05%
Public5.45%4.62%4.43%4.58%4.05%4.44%3.93%3.90%3.82%3.75%3.65%3.56%
No. of Shareholders3,14,3113,15,0963,13,4483,14,1863,06,6493,12,7703,08,1653,21,7123,25,4493,19,7053,17,4813,31,904