Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	10,166	10,728	11,836	12,255	13,050	13,764	14,203	14,633	15,041	15,369	15,770	15,860	16,285
Interest	5,620	6,026	6,335	6,736	7,346	8,003	8,383	8,609	8,861	9,154	9,345	9,467	9,924
Expenses	4,922	5,098	5,860	6,202	5,161	5,150	5,158	5,378	4,994	5,144	5,102	5,097	4,880
Financing Profit	-376	-396	-359	-683	543	611	661	646	1,186	1,072	1,323	1,295	1,481
Financing Margin %	-4%	-4%	-3%	-6%	4%	4%	5%	4%	8%	7%	8%	8%	9%
Other Income	1,732	1,987	1,926	2,161	1,871	2,166	2,113	2,432	2,077	2,602	2,397	2,935	1,854
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	1,356	1,590	1,567	1,477	2,415	2,777	2,774	3,078	3,263	3,674	3,721	4,230	3,335
Tax %	10%	22%	10%	1%	29%	28%	23%	27%	26%	25%	23%	30%	33%
Net Profit	1,311	1,288	1,455	1,520	1,850	2,069	2,207	2,296	2,571	2,801	2,910	2,982	2,277
EPS in Rs	10.53	10.34	11.68	12.20	14.85	16.61	16.37	17.04	19.08	20.79	21.60	22.14	16.90
Gross NPA %	8.13%	7.30%	6.53%	5.95%	5.47%	4.97%	4.47%	3.95%	3.77%	3.48%	3.26%	3.09%	3.01%
Net NPA %	2.12%	1.50%	1.00%	0.90%	0.70%	0.60%	0.53%	0.43%	0.39%	0.27%	0.21%	0.19%	0.18%

Profit & Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	15,249	15,853	16,244	16,039	17,115	19,182	21,401	39,108	38,888	44,985	55,650	62,039	63,284
Interest	10,887	11,390	11,795	10,891	10,851	12,167	13,798	23,439	22,129	24,717	32,341	36,826	37,890
Expenses	4,158	4,219	5,128	6,144	6,998	8,289	9,238	18,029	20,285	21,577	20,342	19,818	20,223
Financing Profit	204	245	-679	-996	-734	-1,273	-1,634	-2,360	-3,526	-1,309	2,967	5,395	5,171
Financing Margin %	1%	2%	-4%	-6%	-4%	-7%	-8%	-6%	-9%	-3%	5%	9%	8%
Other Income	1,378	1,372	1,789	2,222	2,417	1,891	3,326	6,111	7,380	7,804	8,582	10,011	9,788
Depreciation	105	139	151	166	237	259	314	637	601	532	531	543	0
Profit before tax	1,476	1,478	958	1,060	1,445	359	1,377	3,115	3,253	5,963	11,017	14,864	14,959
Tax %	21%	31%	25%	-33%	13%	11%	45%	3%	-23%	11%	26%	26%
Net Profit	1,189	1,051	752	1,455	1,311	381	862	3,151	4,144	5,574	8,423	11,264	10,970
EPS in Rs	25.58	21.84	15.64	30.25	27.29	7.91	14.15	27.88	33.26	44.74	62.51	83.61	81.43
Dividend Payout %	18%	19%	10%	20%	0%	0%	0%	7%	20%	19%	19%	19%

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameteres	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	465	480	480	480	480	480	609	1,129	1,245	1,245	1,347	1,347
Reserves	13,559	14,549	16,010	16,954	18,235	19,235	22,159	38,329	43,706	48,261	58,901	70,166
Deposits	162,255	169,204	178,259	182,480	208,262	242,041	260,184	538,030	593,571	621,123	687,953	737,098
Borrowing	4,964	2,646	3,509	12,637	19,760	12,138	20,830	24,763	17,218	22,092	23,143	41,552
Other Liabilities	6,145	6,156	5,683	5,957	6,244	6,494	6,359	23,285	18,356	20,612	24,365	26,875
Total Liabilities	187,388	193,036	203,941	218,507	252,981	280,388	310,141	625,535	674,096	713,334	795,709	877,039
Fixed Assets	2,935	2,969	3,508	3,436	3,421	3,964	3,898	7,392	7,694	7,472	7,538	8,854
CWIP	3	5	8	11	1	1	1	0	5	9	2	3
Investments	46,935	46,060	53,283	67,781	71,619	65,272	81,871	178,292	176,502	188,366	215,242	228,421
Other Assets	137,515	144,001	147,143	147,280	177,940	211,152	224,371	439,850	489,896	517,487	572,927	639,760
Total Assets	187,388	193,036	203,941	218,507	252,981	280,388	310,141	625,535	674,096	713,334	795,709	877,039

Shareholding Pattern

Parameters	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	79.86%	79.86%	79.86%	79.86%	79.86%	73.84%	73.84%	73.84%	73.84%	73.84%	73.84%	73.84%
FIIs	2.60%	3.60%	4.17%	4.00%	4.33%	5.89%	5.29%	5.38%	4.99%	4.78%	4.74%	4.54%
DIIs	12.09%	11.94%	11.55%	11.57%	11.76%	15.84%	16.95%	16.87%	17.35%	17.64%	17.78%	18.05%
Public	5.45%	4.62%	4.43%	4.58%	4.05%	4.44%	3.93%	3.90%	3.82%	3.75%	3.65%	3.56%
No. of Shareholders	3,14,311	3,15,096	3,13,448	3,14,186	3,06,649	3,12,770	3,08,165	3,21,712	3,25,449	3,19,705	3,17,481	3,31,904