FD Interest Rate

Central Bank of India Fixed Deposit FD Interest Rate For Public and Senior Citizens [Updated]

April 12, 2025
1 1 minute read
Central Bank of India Fixed Deposit FD Interest Rate For Public and Senior Citizens [Updated]
Central Bank of India Fixed Deposit FD Interest Rate For Public and Senior Citizens [Updated]
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Central Bank of India FD Interest Rate 2025: The Central Bank of India has released its new updated Interest Rate on Fixed Deposits (FD). Recently, the Reserve Bank of India (RBI) has reduced the repo rate to 6%. Due to this, interest rate on FD has been decreased by all the banks in India. Along with FD, interest rates on Loans have also been decreased. The revised interest rates are as under (Rates in % p.a):

Central Bank of India FD Interest Rate from 10.04.2025

Maturity PeriodRates for Deposits less than Rs. 3 Crore
General PublicSenior Citizen
Rates w.e.f. 10.04.2025Annualised yieldRates w.e.f. 10.04.2025Annualised yield
7 -14 days3.50%3.50%4.00%4.00%
15 – 30 days3.75%3.75%4.25%4.25%
31 – 45 days3.75%3.75%4.25%4.25%
46 – 59 days4.50%4.50%5.00%5.00%
60 – 90 days4.50%4.50%5.00%5.00%
91 – 179 days5.25%5.25%5.75%5.75%
180 – 270 days6.25%6.40%6.75%6.92%
271 – 364 days6.25%6.40%6.75%6.92%
1 yr  to less than 2 yrs6.85%7.03%7.35%7.56%
2 yr to less than 3 years7.15%7.34%7.65%7.87%
3 yr to less than 5 years6.75%6.92%7.25%7.45%
5 years & above upto 10 years6.75%6.92%7.25%7.45%
Maturity PeriodRates for Deposits Rs. 3 Cr to Rs. 10 Cr
General PublicSenior Citizen
Ratesw.e.f.10.04.2025Annualised yieldRatesw.e.f.10.04.2025Annualised yield
7 -14 days5.25%5.25%5.75%5.75%
15 – 30 days5.25%5.25%5.75%5.75%
31 – 45 days5.75%5.75%6.25%6.25%
46 – 59 days6.00%6.00%6.50%6.50%
60 – 90 days5.75%5.75%6.25%6.25%
91 – 179 days6.00%6.00%6.50%6.50%
180 – 270 days6.50%6.66%7.00%7.19%
271 – 364 days7.00%7.19%7.50%7.71%
1 yr  to less than 2 yrs6.75%6.92%7.25%7.45%
2 yr to less than 3 years6.75%6.92%7.25%7.45%
3 yr to less than 5 years6.25%6.40%6.75%6.92%
5 years & above upto 10 years6.00%6.14%6.50%6.66%

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April 12, 2025
1 1 minute read

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