The government has shared data in the Rajya Sabha regarding candidates selected through IBPS whose job offers were cancelled or withdrawn due to CIBIL or credit history issues.
This information was given in reply to Rajya Sabha Unstarred Question No. 2783, answered on 17 March 2026.
According to the annexure, a total of 20 candidates faced cancellation or withdrawal of their appointments in public sector banks between FY 2023-24 and 28 February 2026.
Number of Candidates rejected Bank Wise
- Bank of Baroda – 2 candidates
- Bank of India – 0 candidates
- Bank of Maharashtra – 0 candidates
- Canara Bank – 0 candidates
- Central Bank of India – 2 candidates
- Indian Overseas Bank – 0 candidates
- Indian Bank – 0 candidates
- Punjab & Sind Bank – 0 candidates
- Punjab National Bank – 4 candidates
- State Bank of India – 11 candidates
- UCO Bank – 0 candidates
- Union Bank of India – 1 candidate
Key Highlights
- The highest number of cancellations was reported in State Bank of India (11 cases).
- Punjab National Bank reported 4 cases.
- Bank of Baroda and Central Bank of India reported 2 cases each.
- Most other banks reported zero cases.
The data shows that credit history and CIBIL score are important factors in final job appointments in public sector banks. Candidates with poor credit history may face rejection even after selection through IBPS. This means that candidates having poor credit score can’t apply for Bank recruitments.
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