Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	18,537	20,482	22,561	24,304	25,451	27,290	28,492	29,286	29,173	30,182	30,751	31,496	31,523
Interest	11,396	12,681	13,622	15,292	16,337	17,934	18,620	19,226	19,534	20,427	21,163	21,556	21,992
Expenses	9,382	11,326	10,831	12,253	10,990	10,859	12,001	13,198	12,010	12,066	10,752	12,124	13,141
Financing Profit	-2,241	-3,525	-1,891	-3,241	-1,876	-1,504	-2,129	-3,138	-2,371	-2,312	-1,165	-2,185	-3,610
Financing Margin %	-12%	-17%	-8%	-13%	-7%	-6%	-7%	-11%	-8%	-8%	-4%	-7%	-11%
Other Income	5,202	6,876	5,777	7,470	6,809	6,602	7,138	8,098	7,793	7,824	6,679	8,761	8,086
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	2,961	3,351	3,886	4,229	4,933	5,098	5,009	4,960	5,422	5,513	5,515	6,576	4,475
Tax %	30%	23%	25%	24%	28%	28%	25%	24%	27%	26%	25%	22%	33%
Net Profit	2,193	2,730	3,058	3,364	3,755	3,829	3,827	3,991	4,098	4,227	4,256	5,111	3,233
EPS in Rs	2.40	2.98	3.34	3.68	4.12	4.19	4.18	4.36	4.48	4.62	4.65	5.59	3.52
Gross NPA %	6.99%	6.37%	5.90%	5.35%	5.16%	4.76%	4.39%	4.23%	4.14%	3.73%	3.34%	2.94%	2.69%
Net NPA %	2.48%	2.19%	1.96%	1.73%	1.57%	1.41%	1.32%	1.27%	1.24%	0.99%	0.89%	0.70%	0.63%

Profit & Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	39,570	43,813	44,039	41,457	41,345	47,951	49,759	70,253	70,614	85,885	110,519	121,601	123,951
Interest	30,606	34,133	34,263	31,540	29,113	32,339	35,817	45,182	43,035	52,990	72,118	82,681	85,139
Expenses	9,636	10,302	17,785	15,691	25,582	27,202	26,809	43,437	41,235	42,772	46,146	46,082	48,084
Financing Profit	-672	-621	-8,008	-5,775	-13,350	-11,590	-12,867	-18,367	-13,657	-9,877	-7,745	-7,162	-9,271
Financing Margin %	-2%	-1%	-18%	-14%	-32%	-24%	-26%	-26%	-19%	-12%	-7%	-6%	-7%
Other Income	4,144	4,733	5,266	7,852	7,398	9,907	11,799	23,086	23,643	25,325	28,646	31,057	31,349
Depreciation	230	429	172	331	456	429	446	838	841	1,021	902	870	0
Profit before tax	3,242	3,683	-2,914	1,746	-6,408	-2,111	-1,514	3,882	9,145	14,427	20,000	23,025	22,078
Tax %	20%	22%	-13%	29%	-36%	-126%	34%	30%	37%	25%	26%	25%
Net Profit	2,672	2,931	-2,535	1,411	-3,873	696	-1,921	2,957	6,158	11,345	15,401	17,692	16,826
EPS in Rs	10.37	10.96	-8.73	4.55	-10.78	1.60	-3.86	3.51	6.75	12.41	16.84	19.34	18.38
Dividend Payout %	19%	17%	0%	4%	0%	0%	0%	0%	19%	19%	19%	21%

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	461	475	543	597	733	753	1,030	1,647	1,814	1,814	1,814	1,814
Reserves	29,715	32,017	31,867	34,088	36,164	36,936	40,176	60,763	68,147	76,240	90,319	103,603
Deposits	431,880	485,802	479,749	495,266	524,847	599,123	625,408	1,010,985	1,086,341	1,179,086	1,312,242	1,456,495
Borrowing	16,034	13,686	26,963	39,592	38,910	41,043	42,762	50,013	46,285	58,073	57,538	89,665
Other Liabilities	23,000	26,578	24,603	26,615	30,781	33,928	32,064	56,132	56,202	65,816	73,104	79,114
Total Liabilities	501,090	558,558	563,725	596,159	631,435	711,783	741,440	1,179,540	1,258,789	1,381,030	1,535,018	1,730,691
Fixed Assets	6,661	6,969	7,206	7,185	8,335	8,433	8,323	11,269	11,447	10,334	12,184	10,149
CWIP	1	1	0	0	0	0	0	2	2	0	147	152
Investments	135,445	152,122	152,470	162,073	157,444	168,678	192,645	286,191	311,347	352,893	399,207	426,188
Other Assets	358,982	399,466	404,049	426,901	465,657	534,672	540,472	882,077	935,992	1,017,803	1,123,480	1,294,201
Total Assets	501,090	558,558	563,725	596,159	631,435	711,783	741,440	1,179,540	1,258,789	1,381,030	1,535,018	1,730,691

Shareholding Pattern

Parameteres	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%	62.93%
FIIs	8.44%	8.74%	8.95%	8.91%	10.19%	11.21%	10.57%	11.91%	11.26%	11.10%	10.54%	11.38%
DIIs	15.34%	16.60%	16.20%	15.93%	14.91%	14.29%	14.39%	11.19%	11.65%	11.71%	11.85%	11.41%
Public	13.28%	11.72%	11.92%	12.21%	11.96%	11.55%	12.10%	13.94%	14.17%	14.24%	14.67%	14.27%
No. of Shareholders	6,47,864	6,16,024	6,29,444	6,35,556	6,38,401	6,44,770	7,59,083	11,93,267	16,39,363	17,48,708	17,99,432	16,99,715