Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	3,457	3,815	4,131	4,495	4,789	5,068	5,172	5,467	5,875	6,017	6,325	6,731	7,054
Interest	1,772	1,928	2,149	2,308	2,449	2,636	2,705	2,882	3,075	3,210	3,381	3,614	3,762
Expenses	1,349	1,507	1,622	2,098	1,882	2,164	2,076	2,339	2,349	2,219	2,269	2,561	2,414
Financing Profit	337	380	359	89	458	268	390	246	450	588	675	556	878
Financing Margin %	10%	10%	9%	2%	10%	5%	8%	4%	8%	10%	11%	8%	12%
Other Income	317	503	640	822	629	668	680	1,022	894	792	788	981	825
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	654	883	999	911	1,088	936	1,070	1,268	1,344	1,380	1,463	1,537	1,703
Tax %	31%	39%	22%	8%	19%	2%	3%	4%	4%	4%	4%	3%	6%
Net Profit	453	535	777	841	884	920	1,038	1,230	1,295	1,333	1,412	1,502	1,504
EPS in Rs	0.67	0.79	1.15	1.25	1.25	1.30	1.47	1.74	1.83	1.88	1.84	1.95	1.96
Gross NPA %	3.74%	3.40%	2.94%	2.47%	2.28%	2.19%	2.04%	1.88%	1.85%	1.84%	1.80%	1.74%	1.74%
Net NPA %	0.88%	0.68%	0.47%	0.25%	0.24%	0.23%	0.22%	0.20%	0.20%	0.20%	0.20%	0.18%	0.18%

Profit & Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	11,957	12,665	13,053	12,062	11,096	10,850	11,496	11,869	13,019	15,899	20,495	24,948	26,127
Interest	8,447	8,790	9,174	8,886	7,706	7,115	7,216	6,970	6,974	8,157	10,672	13,281	13,967
Expenses	3,918	3,953	4,332	6,709	8,034	9,825	5,330	6,788	7,278	6,314	8,542	9,311	9,463
Financing Profit	-409	-78	-453	-3,533	-4,643	-6,090	-1,050	-1,889	-1,233	1,428	1,281	2,356	2,697
Financing Margin %	-3%	-1%	-3%	-29%	-42%	-56%	-9%	-16%	-9%	9%	6%	9%	10%
Other Income	907	1,020	1,037	1,525	1,540	1,568	1,660	2,649	2,655	2,283	3,015	3,476	3,386
Depreciation	100	115	149	118	129	241	211	188	268	262	223	291	0
Profit before tax	399	827	435	-2,126	-3,232	-4,763	399	571	1,153	3,448	4,072	5,542	6,083
Tax %	0%	44%	73%	-36%	-66%	0%	0%	0%	0%	24%	0%	0%
Net Profit	399	465	118	-1,356	-1,112	-4,763	399	571	1,153	2,605	4,072	5,542	5,751
EPS in Rs	4.75	4.37	1.01	-11.61	-4.28	-17.30	0.68	0.87	1.71	3.87	5.75	7.21	7.63
Dividend Payout %	21%	18%	0%	0%	0%	0%	0%	0%	29%	34%	24%	21%

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	839	1,063	1,168	1,168	2,598	2,753	5,824	6,560	6,730	6,730	7,081	7,692
Reserves	5,983	7,060	7,692	6,301	7,469	3,130	5,085	5,748	7,331	9,060	12,789	21,016
Deposits	119,599	125,915	142,785	139,040	138,967	140,636	150,050	173,989	202,275	234,064	270,726	307,120
Borrowing	6,109	7,322	5,423	8,137	4,064	10,149	3,670	4,239	7,747	10,766	7,719	23,853
Other Liabilities	3,831	4,713	3,961	4,765	3,351	8,008	4,388	6,299	6,700	7,207	9,013	9,673
Total Liabilities	136,360	146,073	161,029	159,411	156,449	164,676	169,018	196,835	230,783	267,827	307,329	369,354
Fixed Assets	1,446	1,432	1,695	1,564	1,487	1,741	1,604	1,622	2,036	2,149	2,200	2,911
CWIP	0	0	0	22	30	34	72	52	205	8	10	4
Investments	37,290	32,819	36,302	38,677	43,742	59,837	57,891	68,281	68,762	69,042	68,465	82,216
Other Assets	97,625	111,822	123,033	119,148	111,189	103,064	109,451	126,880	159,780	196,628	236,655	284,222
Total Assets	136,360	146,073	161,029	159,411	156,449	164,676	169,018	196,835	230,783	267,827	307,329	369,354

Shareholding Pattern

Parameters	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	90.97%	90.97%	90.97%	86.46%	86.46%	86.46%	86.46%	86.46%	86.46%	79.60%	79.60%	79.60%
FIIs	0.20%	0.16%	0.26%	0.68%	0.59%	0.45%	1.04%	1.20%	1.26%	1.54%	1.72%	1.89%
DIIs	3.78%	3.39%	3.33%	6.43%	5.17%	4.71%	4.68%	4.58%	4.46%	10.88%	10.67%	10.40%
Public	5.05%	5.49%	5.44%	6.42%	7.76%	8.37%	7.80%	7.75%	7.81%	7.99%	8.00%	8.11%
No. of Shareholders	3,71,592	4,33,506	4,41,517	4,53,524	6,06,046	6,77,087	8,46,746	9,19,663	9,48,432	9,95,543	10,06,265	9,91,930