Quarterly Results (Consolidated Figures in Rs. Crores)

Parameters	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Revenue	10,043	11,545	12,796	13,548	14,442	15,062	15,319	16,250	17,046	17,466	18,317	18,479	18,467
Interest	5,915	6,433	7,144	7,948	8,467	9,256	9,792	10,242	10,693	11,403	12,166	12,333	12,321
Expenses	4,409	5,313	5,291	6,590	4,579	4,546	4,190	6,041	5,269	5,456	4,485	6,050	5,399
Financing Profit	-281	-201	360	-990	1,396	1,260	1,337	-33	1,084	607	1,666	97	747
Financing Margin %	-3%	-2%	3%	-7%	10%	8%	9%	-0%	6%	3%	9%	1%	4%
Other Income	1,165	1,456	1,422	3,168	1,484	1,717	1,202	1,830	1,338	2,532	1,780	3,455	1,692
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	884	1,255	1,782	2,178	2,880	2,977	2,539	1,797	2,422	3,138	3,447	3,551	2,439
Tax %	34%	40%	35%	36%	48%	50%	25%	17%	28%	24%	26%	25%	28%
Net Profit	659	853	915	1,413	1,562	1,499	1,931	1,574	1,890	2,422	2,638	2,602	1,831
EPS in Rs	1.60	2.08	2.23	3.44	3.81	3.65	4.24	3.46	4.15	5.32	5.79	5.72	4.02

Profit & Loss (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	38,125	43,685	42,093	39,585	38,313	41,005	42,591	40,854	38,281	47,932	61,073	71,308	72,729
Interest	27,170	32,220	30,245	27,606	27,679	27,207	27,191	26,421	24,083	27,441	37,757	46,594	48,222
Expenses	11,473	13,600	19,842	21,218	24,618	26,874	26,386	17,672	16,263	21,177	18,848	20,656	21,390
Financing Profit	-518	-2,135	-7,994	-9,239	-13,984	-13,076	-10,987	-3,239	-2,065	-686	4,469	4,057	3,116
Financing Margin %	-1%	-5%	-19%	-23%	-36%	-32%	-26%	-8%	-5%	-1%	7%	6%	4%
Other Income	4,319	4,278	3,672	6,819	5,846	4,862	6,687	6,778	8,092	7,168	6,415	9,317	9,459
Depreciation	234	291	290	-7	522	373	392	380	372	427	509	604	0
Profit before tax	3,567	1,852	-4,612	-2,412	-8,660	-8,587	-4,692	3,160	5,655	6,056	10,375	12,771	12,575
Tax %	23%	6%	37%	-34%	-30%	-37%	-35%	34%	38%	37%	37%	25%
Net Profit	2,988	2,015	-6,276	-1,492	-5,982	-5,426	-3,051	2,081	3,487	3,839	6,567	9,552	9,493
EPS in Rs	46.50	30.27	-75.98	-13.94	-34.20	-19.67	-9.31	6.36	8.51	9.35	14.42	20.97	20.85
Dividend Payout %	11%	17%	0%	0%	0%	0%	0%	0%	24%	21%	19%	19%

Balance Sheet (Consolidated Figures in Rs. Crores)

Parameters	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	643	666	817	1,055	1,744	2,760	3,278	3,278	4,104	4,104	4,553	4,553
Reserves	30,131	31,857	32,528	32,574	35,013	44,892	41,795	46,703	52,418	56,329	66,028	76,172
Deposits	481,995	536,932	515,722	542,352	522,997	522,555	557,386	629,098	629,981	672,194	740,611	819,806
Borrowing	45,128	37,649	51,103	39,491	43,598	44,265	39,752	32,464	26,821	65,015	80,960	123,869
Other Liabilities	20,126	18,046	16,457	16,553	11,833	16,409	20,805	21,244	29,807	28,393	32,127	32,024
Total Liabilities	578,022	625,150	616,628	632,026	615,184	630,881	663,017	732,786	743,131	826,036	924,280	1,056,425
Fixed Assets	5,678	5,802	8,382	8,349	8,192	8,799	8,765	8,637	9,570	9,950	10,178	11,865
CWIP	143	113	191	197	158	200	293	364	286	110	150	182
Investments	116,490	123,196	122,621	130,751	140,321	150,905	162,323	191,693	180,274	211,324	234,592	268,002
Other Assets	455,712	496,040	485,435	492,729	466,513	470,977	491,636	532,092	553,001	604,652	679,361	776,376
Total Assets	578,022	625,150	616,628	632,026	615,184	630,881	663,017	732,786	743,131	826,036	924,280	1,056,425

Shareholding Pattern

Parameters	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Promoters	81.41%	81.41%	81.41%	81.41%	81.41%	73.38%	73.38%	73.38%	73.38%	73.38%	73.38%	73.38%
FIIs	1.12%	2.23%	2.67%	2.25%	2.92%	4.31%	4.52%	3.61%	3.21%	2.92%	3.88%	3.53%
DIIs	10.84%	10.56%	10.36%	9.90%	9.55%	14.65%	15.82%	15.46%	16.26%	16.40%	15.90%	15.97%
Public	6.64%	5.80%	5.57%	6.44%	6.11%	7.65%	6.27%	7.55%	7.13%	7.30%	6.83%	7.13%
No. of Shareholders	4,98,740	4,71,483	4,77,568	4,97,910	5,16,202	5,77,992	6,17,238	7,05,599	6,92,229	7,13,027	7,26,167	7,15,785