Bank of Baroda launches Cashback Card, 5% Cashback, Free Add-on Card and More Benefits

Bank of Baroda (BOBCard) has launched a new cashback credit card. The bank is offering huge benefits on this credit card. You can check the benefits of the credit card given below and apply online.

5% Cashback on Online Spends
Get 5% Cashback* (up to ₹1500/month) on all your eligible domestic online spends. From cart to checkout, savings follow. Click Here to know T&Cs.

Unlimited 1% Cashback on All Spends
Enjoy 1% Cashback* on every other spend. Every spend pays you Happy Returns back.

Automatic Cashback, Every Month
All your accumulated cashback gets auto-credited to your card account statement every month – no reward redemption, no tracking points, no hassles. Just real money back.

GPay + Cashback = Perfect Combo
Add your Mastercard BOBCARD Cashback Credit Card to Google Pay for seamless contactless payments. Get cashback even on everyday QR scans.

Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).
Note: Cashback is not applicable on Fuel Transactions.

Smart EMI option
Convert purchase of >₹2,500/- on your card into Smart EMIs of 6 to 48 months.

Free Add-on card
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).

Zero Liability on lost card
Report loss of card immediately to ensure zero liability on any fraudulent transactions.

Eligibility Criteria

1. Indian Resident
2. Salaried Individuals:
   • Minimum Net Annual Income: ₹3 lakh or above
   • Age: 21 to 60 years
3. Self-Employed Individuals:
   • Minimum Net Annual Income: ₹3.6 lakh or above
   • Age: 24 to 65 years

Proof of Identity (Mandatory)

• PAN Card
• Recent passport-size photograph

Address Proof (Any one of the following)

• Aadhaar Card (both sides)
• Voter ID Card issued by the Election Commission of India
• Passport
• Driving Licence
• Job Card issued under NREGA and signed by a State Government officer
• Letter issued by the National Population Register containing name and address details

(If present address is different from permanent address, relevant proof must be provided.)

Income Proof

For Salaried Individuals:

• Bank statement showing salary credit for the last 2 months
• Salary slips, if submitted, must be accompanied by the bank statement mentioned above

For Self-Employed Individuals:

• Bank statement showing business transactions for the last 3 months

Click here to apply online for credit card