Bank Locker Rules RBI: Download SBI, PNB, BOB, HDFC, ICICI Bank Locker Guidelines RBI Circular PDF

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Bank Locker Rules RBI: Download SBI, PNB, BOB Bank Locker Guidelines RBI PDF

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If you are a Bank Customer, then this article is very important for you. In this article, we will provide a lot of valuable information to your regarding Bank Lockers. We will tell you about Bank Lockers – KYC, Locker Agreement, Locker rent, Nomination Facility, Settlement of Claims in case of death of a Customer, Access to the articles in the safe deposit lockers/ return of safe custody articles, Discharge of locker contents at the request of customer, Inoperative Bank Locker, Compensation Policy / Liability for Banks, Locker Operations. You can check below the official guidelines regarding Bank Locker issues by RBI and download official Bank Locker Rules, Regulation, Guidelines PDF by RBI.

Bank Locker Rules, Regulation, Guidelines PDF by RBI

What is covered in RBI Bank Locker Rules PDF

Customer Due Diligence for Lockers

Customer Due Diligence

Locker Allotment

Model Locker Agreement
Locker Rent

Infrastructure and Security Standards

Security of the Strong Room/Vault
Locker Standards

Locker Operations

Regular Operations by Customers
Internal Controls by Banks

Nomination Facility and Settlement of Claims

Nomination Facility
Settlement of Claims in Case of Death of a Customer
Access to Articles in Safe Deposit Lockers/Return of Safe Custody Articles

Closure and Discharge of Locker Items

Discharge of Locker Contents at the Request of Customer
Attachment and Recovery of Locker Contents/Articles by Law Enforcement Authorities
Discharge of Locker Contents Due to Non-Payment of Locker Rent
Discharge of Locker Contents if Locker Remains Inoperative for a Long Period

Compensation Policy / Liability for Banks

Liability of Banks
- Liability for Loss/Damage Due to Natural Calamities or Customer Negligence
- Liability for Events like Fire, Theft, Burglary, Robbery, or Fraud by Bank Employees

Risk Management, Transparency, and Customer Guidance

Branch Insurance Policy
Insurance of Locker Contents by the Customer
Customer Guidance and Publicity
Board-Approved Policies and SOPs

Guidelines applicable for all Banks in India

The bank locker guidelines mentioned in the PDF are applicable to all the banks in India.

List of Private Sector Banks in India

Axis Bank Ltd.
Bandhan Bank Ltd.
CSB Bank Limited
City Union Bank Ltd.
DCB Bank Ltd.
Dhanlaxmi Bank Ltd.
Federal Bank Ltd.
HDFC Bank Ltd.
ICICI Bank Ltd.
IndusInd Bank Ltd.
IDFC FIRST Bank Limited
Jammu & Kashmir Bank Ltd.
Karnataka Bank Ltd.
Karur Vysya Bank Ltd.
Kotak Mahindra Bank Ltd.
Nainital Bank Ltd.
RBL Bank Ltd.
South Indian Bank Ltd.
Tamilnad Mercantile Bank Ltd.
YES Bank Ltd.
IDBI Bank Limited

List of Local Area Banks (LAB)

Coastal Local Area Bank Ltd
Krishna Bhima Samruddhi LAB Ltd

List of Small Finance Banks (SFB)

Au Small Finance Bank Ltd.
Capital Small Finance Bank Ltd
Equitas Small Finance Bank Ltd
ESAF Small Finance Bank Ltd.
Suryoday Small Finance Bank Ltd.
Ujjivan Small Finance Bank Ltd.
Utkarsh Small Finance Bank Ltd.
North East Small Finance Bank Ltd
Jana Small Finance Bank Ltd
Shivalik Small Finance Bank Ltd
Unity Small Finance Bank Ltd

List of Payments Banks (PB)

Airtel Payments Bank Ltd
India Post Payments Bank Ltd
FINO Payments Bank Ltd
Paytm Payments Bank Ltd
Jio Payments Bank Ltd
NSDL Payments Bank Limited

List of Public Sector Banks in India

Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Indian Bank
Indian Overseas Bank
Punjab & Sind Bank
Punjab National Bank
State Bank of India
UCO Bank
Union Bank of India

List of Financial Institutions in India

National Bank for Agriculture and Rural Development
Export-Import Bank of India
National Housing Bank
Small Industries Development Bank of India

List of Regional Rural Banks in India

Assam Gramin Vikash Bank
Andhra Pradesh Grameena Vikas Bank
Andhra Pragathi Grameena Bank
Arunachal Pradesh Rural Bank
Aryavart Bank
Bangiya Gramin Vikash Bank
Baroda Gujarat Gramin Bank
Baroda Rajasthan Kshetriya Gramin Bank
Baroda UP Bank
Chaitanya Godavari GB
Chhattisgarh Rajya Gramin Bank
Dakshin Bihar Gramin Bank
Ellaquai Dehati Bank
Himachal Pradesh Gramin Bank
J&K Grameen Bank
Jharkhand Rajya Gramin Bank
Karnataka Gramin Bank
Karnataka Vikas Gramin Bank
Kerala Gramin Bank
Madhya Pradesh Gramin Bank
Madhyanchal Gramin Bank
Maharashtra Gramin Bank
Manipur Rural Bank
Meghalaya Rural Bank
Mizoram Rural Bank
Nagaland Rural Bank
Odisha Gramya Bank
Paschim Banga Gramin Bank
Prathama U.P. Gramin Bank
Puduvai Bharathiar Grama Bank
Punjab Gramin Bank
Rajasthan Marudhara Gramin Bank
Saptagiri Grameena Bank
Sarva Haryana Gramin Bank
Saurashtra Gramin Bank
Tamil Nadu Grama Bank
Telangana Grameena Bank
Tripura Gramin Bank
Uttar Bihar Gramin Bank
Utkal Grameen Bank
Uttarbanga Kshetriya Gramin Bank
Vidharbha Konkan Gramin Bank
Uttarakhand Gramin Bank

List of Foreign Banks Having Banking Presence in India

AB Bank Ltd.
American Express Banking Corporation
Australia and New Zealand Banking Group Ltd.
Barclays Bank Plc.
Bank of America
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Bank of China Limited
Bank of Nova Scotia
BNP Paribas
Citibank N.A.
Cooperatieve Rabobank U.A. / Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.
Credit Agricole Corporate and Investment Bank
CTBC Bank Co., Ltd.
DBS Bank India Limited
Deutsche Bank A.G.
Doha Bank Q.P.S.C
Emirates NBD Bank P.J.S.C
First Abu Dhabi Bank PJSC
FirstRand Bank Limited
Hong Kong and Shanghai Banking Corporation Limited
Industrial and Commercial Bank of China
Industrial Bank of Korea
J.P. Morgan Chase Bank N.A.
JSC VTB Bank
KEB Hana Bank
Kookmin Bank
Mashreq Bank P.S.C
Mizuho Bank Ltd.
MUFG Bank, Ltd.
Nong Hyup Bank
NatWest Markets Plc
PT Bank Maybank Indonesia TBK
Qatar National Bank (Q.P.S.C.)
Sberbank
SBM Bank (India) Limited
Shinhan Bank
Societe Generale
Sonali Bank Ltd.
Standard Chartered Bank
Sumitomo Mitsui Banking Corporation
UBS AG
United Overseas Bank Limited
Woori Bank