IFSC Code Finder – Search Bank Branch IFSC Code and MICR Code

IFSC Code Finder – Search Bank Branch IFSC Code and MICR Code

Find the IFSC code of any bank branch in India using our free IFSC Code Finder. Search for bank branch IFSC codes by selecting the bank name, state, city or district, and branch name. Get important banking details, including IFSC code, MICR code, bank name, branch address, city and state. Whether you want to transfer money through NEFT, RTGS or IMPS, our Bank IFSC Code Finder helps you quickly find the correct IFSC code of your bank branch.



            
                IFSC Code Finder
                Find the IFSC code of any bank branch in India.
            

            

                
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                    Select City / District
                    
                    
                    
                    
                
                

                
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              Note: Please verify details with your bank before making transactions.

Search IFSC Code by Bank Name, State, City and Branch

Finding the correct IFSC code is important when making online bank transfers. With the HelloBanker IFSC Code Search tool, you can easily find the IFSC code of bank branches across India.

Follow these simple steps:

Select your bank name from the Bank dropdown.
Select the state where the bank branch is located.
Select the city or district.
Select the required bank branch.
Click on the Find IFSC Code button to view the branch details.

The tool will display the IFSC code along with the bank name, branch name, address, city, district, state and MICR code, wherever available.

You can search within the selection lists by typing the bank, state, city or branch name. This makes it easier to find the required branch without scrolling through long lists.

What Is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a particular bank branch participating in India’s electronic payment systems.

The Reserve Bank of India (RBI) assigns IFSC codes to bank branches to help identify them during electronic fund transfers.

An IFSC code is required when transferring money from one bank account to another through systems such as NEFT and RTGS. It is also commonly used for IMPS transactions.

Structure of an IFSC Code

An IFSC code consists of 11 characters, which have the following structure:

First four characters: Represent the bank code.
Fifth character: Always zero (0), reserved for future use.
Last six characters: Identify the particular bank branch.

For example, in the IFSC code SBIN0001234:

SBIN represents the State Bank of India.
0 is the fifth character.
001234 identifies the bank branch.

What Is a MICR Code?

MICR stands for Magnetic Ink Character Recognition. It is a nine-digit code printed on cheques to help identify the bank and branch during cheque processing.

While an IFSC code is primarily used for electronic fund transfers, a MICR code is associated with cheque processing.

You can also check the MICR code of a bank branch using the branch details displayed in our IFSC Code Finder, wherever the information is available.

How to Find IFSC Code of Any Bank Branch in India?

You can find the IFSC code of almost any bank branch by using the bank name and branch location.

Our online IFSC Code Search tool allows you to search for branch details using four selection fields:

1. Bank Name: Choose the bank, such as State Bank of India, Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank of India, HDFC Bank, ICICI Bank or any other available bank.

2. State: Select the state in which the bank branch is located.

3. City or District: Choose the relevant city or district to narrow down your search.

4. Branch Name: Select the exact branch to retrieve its IFSC code and other available details.

This bank-wise and location-wise search makes it easier to find the correct IFSC code, especially when a bank has multiple branches in the same city.

Why Is an IFSC Code Required?

An IFSC code is used to identify the beneficiary’s bank branch during electronic fund transfers. It helps the banking system route payments to the correct branch.

You may need an IFSC code for the following banking services:

NEFT (National Electronic Funds Transfer): Used to transfer money electronically between bank accounts.
RTGS (Real Time Gross Settlement): Used for transferring funds individually in real time.
IMPS (Immediate Payment Service): Used for instant interbank fund transfers.
Bank Account Details: Required when adding a beneficiary for certain bank transfer services.
Online Payments: May be required when providing bank account details for receiving payments.

Always enter the correct IFSC code and verify the beneficiary’s account details before initiating a transaction.

Popular Banks in India

You can use our IFSC Code Finder to search for available branches of various public sector banks, private sector banks and other banks in India.

Some popular banks include:

State Bank of India (SBI)
Punjab National Bank (PNB)
Bank of Baroda
Canara Bank
Union Bank of India
Bank of India
Central Bank of India
UCO Bank
Bank of Maharashtra
Indian Bank
Indian Overseas Bank
Punjab & Sind Bank
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
IDBI Bank
IndusInd Bank
Yes Bank
Federal Bank

Select the bank name in the search tool above to find its available branch details.

IFSC Code FAQs

How can I find the IFSC code of my bank branch?

You can find your bank branch IFSC code using the HelloBanker IFSC Code Finder. Select your bank name, state, city or district, and branch name. Click on the Find IFSC Code button to view the IFSC code and other available branch details.

What is the full form of IFSC?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers in India.

How many characters are there in an IFSC code?

An IFSC code contains 11 characters. The first four characters represent the bank, the fifth character is always zero (0), and the last six characters identify the particular bank branch.

Is the IFSC code the same for all branches of a bank?

No. Different branches of the same bank generally have different IFSC codes. You should use the IFSC code of the specific branch associated with the beneficiary’s bank account.

Where can I find my bank’s IFSC code?

You can find your IFSC code on your bank passbook, cheque leaf, bank account documents or the official bank website. You can also search for it using the HelloBanker IFSC Code Finder.

Is an IFSC code required for NEFT and RTGS?

Yes. The beneficiary bank’s IFSC code is required when making NEFT and RTGS transfers. It is also commonly required for IMPS transactions.

What is the difference between IFSC and MICR codes?

An IFSC code is an 11-character alphanumeric code used to identify a bank branch for electronic fund transfers. A MICR code is a nine-digit code used in cheque processing.

Can I find an IFSC code using only the bank name?

Selecting only the bank name may not identify the correct branch because a bank can have many branches. Select the state, city or district, and exact branch name to find the correct IFSC code.

Can two bank branches have the same IFSC code?

An IFSC code is designed to uniquely identify a bank branch. However, branch mergers or changes may affect branch details. Always verify the current IFSC code with the concerned bank before making a transfer.

Is the HelloBanker IFSC Code Finder free to use?

Yes. The HelloBanker IFSC Code Finder is free to use. You can search for available bank branch IFSC codes and view branch details without paying any search fee.

Can I use an IFSC code for IMPS transactions?

Yes. An IFSC code is commonly used for IMPS bank transfers along with the beneficiary’s account details. Follow your bank’s instructions when initiating a transaction.

How can I verify whether an IFSC code is correct?

You can verify an IFSC code using your bank passbook, cheque leaf or the official bank website. You can also confirm the details with the concerned bank before making a transaction.