UCO Bank has updated Benchmark Rates. Bank’s Asset Liability Management Committee (ALCO) has reviewed the Benchmark rates and decided for revision in rates, as detailed hereunder:
| MCLR Tenor | Existing Rate | MCLR (w.e.f.10.11.2025) |
| Overnight | 8.00% | 7.95% |
| One Month | 8.25% | 8.20% |
| Three Month | 8.45% | 8.45% |
| Six Month | 8.70% | 8.70% |
| One Year | 8.85% | 8.85% |
Other Benchmark Rates
| Benchmark | Existing Rate | New Rates (w.e.f. 07.11.2025) |
| TBLR (3 month) | 5.50% | 5.45% |
| TBLR (6 month) | 5.60% | 5.55% |
| TBLR (12 month) | 5.60% | 5.55% |
| UCO G-Sec Rate (1 year) | 5.64% | 5.66% |
| 10-year G-Sec Rate YTM % p.a. (Annualized) Par yield | 6.72% | 6.61% |
| Repo Linked Rate – UCO Float | 8.30% | 8.30% |
| Repo Linked Rate – UCO Prime | 5.50% | 5.50% |
| Base Rate | 9.60% | 9.60% |
| BPLR | 14.25% | 14.25% |
The revised MCLR shall be effective from 10.11.2025, while, TBLR and G-sec linked rates is effective from 07.11.2025. Other Benchmark rates viz., Repo Linked Rates, Base Rate and BPLR remain unchanged.
