Looking to get the most out of your credit card? The Tata Neu Infinity SBI Credit Card offers great rewards, lounge access, and many features that make it a smart choice for daily and lifestyle spending. Here’s a detailed explanation of the card’s features, benefits, terms, and conditions in simple language.
Welcome Bonus
As a welcome gift, you get 1,499 NeuCoins when you pay the joining fee for this card.
- Value of 1 NeuCoin = ₹1, so that’s ₹1,499 worth of savings right at the start.
- You can use these NeuCoins to shop on the Tata Neu App or Website, or at Tata partner brands.
Reward Points and Benefits
Here’s how you earn rewards with this card:
- 5% NeuCoins on non-EMI purchases made on Tata Neu App or at Tata brand stores.
- Extra 5% NeuCoins on certain selected categories on the Tata Neu App or website.
- 1.5% NeuCoins on all other spending, including UPI payments (if you have the RuPay version).
All earned NeuCoins are automatically added to your NeuPass account every month, based on your billing cycle.
Note: For full details and any limits on rewards, please refer to the official terms and conditions.
Annual Fee Reversal
You can get your annual renewal fee waived if your total spending in a year is ₹3,00,000 or more.
- This waiver applies only if the renewal fee has already been charged during that year.
Airport Lounge Access
Enjoy complimentary airport lounge visits, both in India and abroad:
- 8 free domestic lounge visits per year (2 each quarter). This benefit is available only if you spend ₹75,000 or more in the previous quarter.
- 4 international lounge visits per year (1 per quarter) under the Priority Pass Program.
- Also get free Priority Pass membership, which usually costs $99.
Fuel Surcharge Waiver
Save more when you fill fuel:
- 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at any petrol pump in India.
- Maximum waiver: ₹500 per statement cycle per card account.
Add-on Cards
You can give add-on cards to your family members—parents, spouse, children, or siblings (if they are 18 years or older).
- There is no annual fee for add-on cards.
Worldwide Cash Access
Withdraw cash from over 1 million ATMs across the world using your Tata Neu Infinity SBI Credit Card.
- Supports Visa, MasterCard, and American Express networks.
Secure Transactions
The card is chip and PIN-enabled, which gives you stronger protection against frauds like skimming and card duplication.
Easy Bill Payments
Use your credit card to pay for all your utility bills—like electricity, phone, mobile, and more—with the Easy Bill Pay feature.
Flexipay Option
Made a big purchase?
- You can convert any transaction of ₹2,500 or more into easy monthly EMIs.
- Simply log in to www.sbicard.com within 30 days of the transaction and choose the Flexipay option.
Balance Transfer on EMI
Save money on your credit card dues by transferring the outstanding balance from another bank’s credit card to your Tata Neu Infinity SBI Card.
- Pay back in easy EMIs at a lower interest rate.
- Log in to www.sbicard.com with your user ID to activate this feature.
Fees & Charges
- Joining Fee: ₹1,499 (one-time)
- Renewal Fee: ₹1,499 per year (from 2nd year onwards)
- Add-on Card Fee: ₹0 (free)
👉 For a detailed list of all applicable charges and fees, please visit the Most Important Terms & Conditions.
Other Important Info
- SBI Card uses a monthly updated list to decide where you can earn NeuCoins. This list is based on Merchant Identification Numbers (MID).
- Cheques that are not payable in Delhi are not accepted.
- Taxes will be added as applicable.
- Continued use of this card means you agree to all updated terms and conditions.
