The State Bank of India (SBI), India’s largest lender, has announced to schedule a board meeting to announce its financial results for the quarter and the full financial year ending March 31, 2025. This announcement was made on April 24, 2025, in a filing to the stock exchange.
Meeting Date and Purpose
SBI has confirmed that its Central Board will meet on Saturday, May 3, 2025, in Mumbai. During this meeting, the bank will discuss its financial performance for the quarter and the full year ending March 31, 2025. The results will include key financial figures such as profits, income, and expenses.
Dividend Consideration
In addition to discussing the financial results, SBI’s board may also consider declaring a dividend for the financial year 2024-25. This is an important part of the meeting, as shareholders will be keen to know whether the bank plans to distribute any earnings to them.
Expected Financial Performance
Industry experts have predicted a 10% decrease in SBI’s net profit for the fourth quarter of FY 2025 compared to the previous year. However, Net Interest Income (NII), which is the difference between the income earned by the bank on loans and the interest paid on deposits, is expected to increase by around 2.6% year-on-year.
SBI’s margins, however, might see a slight decline from the previous quarter, but the bank is likely to see continued growth in advances (loans) and deposits, outperforming the overall banking sector. As for the asset quality, experts believe that credit costs could normalize, suggesting a slight improvement in the quality of the bank’s loan portfolio.
Other Major Banks’ Results
SBI’s board meeting comes after other major banks, including HDFC Bank, Yes Bank, and ICICI Bank, reported their financial results for the same period.
- HDFC Bank Q4 FY 2025 Results: On April 19, 2025, HDFC Bank reported a 6.7% rise in its net profit, reaching ₹17,616 crore, compared to ₹16,521.9 crore in the same quarter last year. Its Net Interest Income (NII) increased by 10.3% to ₹32,066 crore from ₹29,076.8 crore.
- Yes Bank Q4 FY 2025 Results: Yes Bank posted an impressive 63% increase in its net profit, amounting to ₹738 crore, up from ₹452 crore in the previous year’s quarter. The bank’s NII grew by 5.7%, reaching ₹2,276 crore compared to ₹2,153 crore in Q4FY24.
- ICICI Bank Q4 FY 2025 Results: ICICI Bank reported an 18% rise in net profit, reaching ₹12,629.58 crore, compared to ₹10,707.53 crore in Q4FY24. Its NII grew by 11.8%, totaling ₹42,430.80 crore, up from ₹37,948.36 crore in the previous year’s quarter.
Conclusion
The State Bank of India’s upcoming financial results will be closely watched by investors, analysts, and the banking industry. The results will provide a clearer picture of how the bank performed in comparison to other major lenders in the country.
