SBI Q4 FY24-25 Financial Results Released, Download PDF

The State Bank of India (SBI) has released financial results for period Q4 FY 2024-25. You can download SBI Financial Results from link given below.

SBI Q4FY25 Highlights

Profitability

• Operating Profit for FY25 crosses ₹1 lakh crore and grew by 17.89% YoY to ₹1,10,579 crores while Operating Profit for Q4FY25 grew by 8.83% YoY to ₹31,286 crores.
• Net Profit for FY25 stands at ₹70,901 crores witnessing a growth of 16.08% YoY. Net Profit for Q4FY25 stands at ₹18,643 crores.
• Bank’s ROA and ROE for FY25 stand at 1.10% and 19.87% respectively.
• Net Interest Income (NII) for FY25 increased by 4.43% YoY.
• Whole Bank and Domestic NIM for FY25 stand at 3.09% and 3.22% respectively.
• Whole Bank and Domestic NIM for Q4FY25 stand at 3.00% and 3.15% respectively.

Balance Sheet

• Whole Bank Advances growth at 12.03% YoY with Domestic Advances growing by 11.56% YoY. Whole Bank Advances cross ₹42 Lakh crores.
• Foreign Offices’ Advances grew by 14.84% YoY.
• SME Advances cross ₹5 lakh crores, growth of 16.86% YoY, followed by Agri Advances which grew by 14.29% YoY while Retail Personal Advances and Corporate Advances registered YoY growth of 11.40% and 9.00% respectively.
• Whole Bank Deposits grew by 9.48% YoY. CASA Deposit grew by 6.34% YoY. CASA ratio stands at 39.97% as on 31st March 25.

Asset Quality

• Gross NPA ratio at 1.82% improved by 42 bps YoY.
• Net NPA ratio at 0.47% improved by 10 bps YoY.
• PCR (incl. AUCA) improved by 19 bps YoY and stands at 92.08%. Provision Coverage Ratio (PCR) at 74.42% improved by 60 bps YoY.
• Slippage Ratio for FY25 improved by 7 bps YoY and stands at 0.55%. Slippage Ratio for Q4FY25 improved by 1 bp YoY and stands at 0.42%.
• Credit Cost for FY25 stands at 0.38%.

Capital Adequacy

• Capital Adequacy Ratio (CAR) as at the end of FY25 stands at 14.25%.

Alternate Channels

• 64% of SB accounts acquired digitally through YONO.
• Share of Alternate Channels in total transactions increased from ~97.8% in FY24 to ~98.2% in FY25.

Q4FY25 Results	Click Here
Q3FY25 Results	Click Here
Q2FY25 Results	Click Here
Q1FY25 Results	Click Here