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Rs.35,012 crore unclaimed deposits have been transferred by Public Sector Banks to the RBI. These unclaimed deposits are the ones that have been lying dormant in the accounts. Example – If a person deposits Rs.1 lac in his bank account but does not do any transaction in bank account for a number of years, then it becomes unclaimed deposit.
SBI tops the list with an unclaimed amount of ₹8,086 crore, while Punjab National Bank has ₹5,340 crore and Canara Bank has ₹4,558 crore. These unclaimed deposits belong to 10.24 crore accounts transferred to the RBI.
Let’s have a look at the bank wise data
| Name of Bank | Unclaimed Amount (In Rs. crores) | Number of Accounts |
| Bank of Baroda | 3,904 | 89,30,915 |
| Bank of India | 2,557 | 92,56,380 |
| Bank of Maharashtra | 838 | 18,63,192 |
| Canara Bank | 4,558 | 1,56,22,262 |
| Central Bank of India | 1,240 | 30,84,349 |
| Indian Bank | 2,445 | 85 21 423 |
| Indian Overseas Bank | 1,790 | 46,17,573 |
| Punjab 8, Sind Bank | 494 | 12,56,602 |
| Punjab National Bank | 5,340 | 1,50,48,156 |
| State Bank of India | 8,086 | 2,17,80,757 |
| UCO Bank | 583 | 14,78,743 |
| Union Bank of India | 3,177 | 1,09,40,247 |
| Total | 35,012 | 10,24,00,599 |
Steps taken by Government
RBI has announced to launch a centralized web portal via which customers can search for their unclaimed deposits online in an easy manner.
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